tag:blogger.com,1999:blog-12521021079658723202024-03-05T07:33:09.958-08:00NFPE MAVELIKARA POSTAL DIVISIONUnknownnoreply@blogger.comBlogger807125tag:blogger.com,1999:blog-1252102107965872320.post-69714327716760761382014-07-21T07:02:00.000-07:002017-02-02T00:55:37.679-08:00NFPE DIAMOND JUBILEE<div dir="ltr" style="text-align: left;" trbidi="on">
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-1252102107965872320.post-25135532835792667902014-06-29T10:32:00.000-07:002014-06-29T10:44:25.399-07:00 Paper I PA SA 2014 results Click Below with Registration No. & Password<div dir="ltr" style="text-align: left;" trbidi="on">
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<a href="http://www.pasadrexam2014.in/Dop_User_Login.aspx"><u><i><span style="color: black; font-size: 24.0pt;">RESULTS PA SA 2014</span></i></u></a></div>
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adhttp://www.blogger.com/profile/00825921840289765219noreply@blogger.com0tag:blogger.com,1999:blog-1252102107965872320.post-60448919222855481312014-06-29T08:20:00.002-07:002014-06-29T18:48:03.497-07:00PA/SA EXAM PAPER I RESULTS ANNOUNCED<div dir="ltr" style="text-align: left;" trbidi="on">
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<b>PAPER I RESULT OF PA/ SA EXAMINATION OF KERALA CIRCLE NOW AVAILABLE IN THE WEBSITE (pasadrexam</b><span style="font-weight: normal;">) .</span></div>
<div style="color: #141823;">
<span style="font-weight: normal;"><br /></span></div>
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Please click here <b> <a href="http://www.pasadrexam2014.in/Dop_User_Login.aspx">PA/SA Exam Result .</a></b></div>
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Please log in by using your registration no and getting information whether you are qualified or not</div>
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<b><span style="color: red;">We are arranging a coaching classes for typing test on 6 th July 2014 at Mavelikara </span></b><br />
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Those who are interested to attend this class please call <span style="font-weight: normal; line-height: 1.38;"> </span><b><span style="line-height: 1.38;">9497873256- </span><a class="profileLink" data-hovercard="/ajax/hovercard/user.php?id=100000956228377&extragetparams=%7B%22directed_target_id%22%3A788567997823446%7D" href="https://www.facebook.com/bhuvan.viswanath" style="color: #3b5998; cursor: pointer; line-height: 1.38; text-decoration: none;">Bhuvan Viswanath</a><span style="line-height: 1.38;"> , S Jayachandran-9961464279.</span></b></div>
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bhuvanhttp://www.blogger.com/profile/15290960369234709567noreply@blogger.com0tag:blogger.com,1999:blog-1252102107965872320.post-53755879069637755302014-05-19T09:53:00.001-07:002014-05-19T09:53:21.851-07:00NOTIFICATION FOR PA/SA EXAMINATION <div dir="ltr" style="text-align: left;" trbidi="on">
<b style="background-color: white;"><span style="font-family: PT Sans Narrow;"><span style="line-height: 20.799999237060547px;">schedule of Examination (Paper I) for the following Postal Circles is as follows:</span></span></b><br style="background-color: white; font-family: 'PT Sans Narrow'; font-size: 16px; line-height: 20.799999237060547px;" /><div class="MsoNormal" style="background-color: white; font-family: 'PT Sans Narrow'; font-size: 16px; line-height: 20.799999237060547px;">
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<table border="1" cellpadding="0" class="MsoNormalTable" style="background-color: white; border: 1pt outset black; color: black; font-family: 'PT Sans Narrow'; font-size: 16px; line-height: 20.799999237060547px;"><tbody>
<tr><td style="padding: 0in; width: 175.5pt;" width="234"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: red; font-family: Arial, sans-serif; font-size: 9pt;">Postal Circles</span></b><b><span style="color: #005d86; font-family: Arial, sans-serif; font-size: 9pt;"><o:p></o:p></span></b></div>
</td><td style="padding: 0in; width: 93pt;" width="124"><span id="cntmain_Label90"></span><br /><div align="center" class="MsoNormal" style="text-align: center;">
<span id="cntmain_Label90"><b><span style="color: red; font-family: Arial, sans-serif; font-size: 9pt;">Exam Date</span></b><b><span style="color: #005d86; font-family: Arial, sans-serif; font-size: 9pt;"><o:p></o:p></span></b></span></div>
<span id="cntmain_Label90"></span></td><td style="padding: 0in; width: 119.3pt;" width="159"><span id="cntmain_Label91"></span><br /><div align="center" class="MsoNormal" style="text-align: center;">
<span id="cntmain_Label91"><b><span style="color: red; font-family: Arial, sans-serif; font-size: 9pt;">Exam Time</span></b><b><span style="color: #005d86; font-family: Arial, sans-serif; font-size: 9pt;"><o:p></o:p></span></b></span></div>
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<b><span style="color: green; font-family: Arial, sans-serif; font-size: 9pt;">Uttar Pradesh (30)<span class="apple-converted-space"> </span></span></b><b><span style="color: #005d86; font-family: Arial, sans-serif; font-size: 9pt;"> <o:p></o:p></span></b></div>
</td><td style="padding: 0in; width: 93pt;" width="124"><span id="cntmain_Label93"></span><br /><div class="MsoNormal">
<span id="cntmain_Label93"><b><span style="color: green; font-family: Arial, sans-serif; font-size: 9pt;">01-June 2014</span></b><b><span style="color: #005d86; font-family: Arial, sans-serif; font-size: 9pt;"><o:p></o:p></span></b></span></div>
<span id="cntmain_Label93"></span></td><td style="padding: 0in; width: 119.3pt;" width="159"><span id="cntmain_Label94"></span><br /><div class="MsoNormal">
<span id="cntmain_Label94"><b><span style="color: green; font-family: Arial, sans-serif; font-size: 9pt;">11:00AM to 01:00 PM</span></b><b><span style="color: #005d86; font-family: Arial, sans-serif; font-size: 9pt;"><o:p></o:p></span></b></span></div>
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<tr><td style="padding: 0in; width: 175.5pt;" width="234"><div class="MsoNormal">
<b><span style="color: green; font-family: Arial, sans-serif; font-size: 9pt;">Gujrat (16)</span></b><span class="apple-converted-space"><b><span style="color: #005d86; font-family: Arial, sans-serif; font-size: 9pt;"> </span></b></span><b><span style="color: #005d86; font-family: Arial, sans-serif; font-size: 9pt;"> <o:p></o:p></span></b></div>
</td><td style="padding: 0in; width: 93pt;" width="124"><span id="cntmain_Label98"></span><br /><div class="MsoNormal">
<span id="cntmain_Label98"><b><span style="color: green; font-family: Arial, sans-serif; font-size: 9pt;">01-June 2014</span></b><b><span style="color: #005d86; font-family: Arial, sans-serif; font-size: 9pt;"><o:p></o:p></span></b></span></div>
<span id="cntmain_Label98"></span></td><td style="padding: 0in; width: 119.3pt;" width="159"><span id="cntmain_Label99"></span><br /><div class="MsoNormal">
<span id="cntmain_Label99"><b><span style="color: green; font-family: Arial, sans-serif; font-size: 9pt;">02:00 PM to 04:00 PM</span></b><b><span style="color: #005d86; font-family: Arial, sans-serif; font-size: 9pt;"><o:p></o:p></span></b></span></div>
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</tbody></table>
<span style="background-color: white; font-family: 'PT Sans Narrow'; font-size: 16px; line-height: 18.399999618530273px;"> </span><span style="background-color: white; font-family: 'Times New Roman', serif; font-size: 12pt; line-height: 20.799999237060547px;"> </span><br style="background-color: white; font-family: 'PT Sans Narrow'; font-size: 16px; line-height: 20.799999237060547px;" /><div class="MsoNormal" style="background-color: white; font-family: 'PT Sans Narrow'; font-size: 16px; line-height: 20.799999237060547px; text-align: justify;">
<span style="font-size: 14.5pt;"> Candidates may download the Admit Cards for above stated Postal Circles by Logging into the website. Please keep visiting the website for exam schedules for other Postal Circles & updates.</span></div>
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<div class="MsoNormal" style="background-color: white; font-family: 'PT Sans Narrow'; font-size: 16px; line-height: 20.799999237060547px; text-align: justify;">
<span style="font-size: 14.5pt;"> Candidate is to make sure that his/her Photo is printed on the downloaded Admit Card. If the PHOTO is missing, candidate may download the Admit Card again. If Photo is still found missing, please report the problem on the </span><span class="apple-converted-space" style="font-size: 14.5pt;"> </span><a href="mailto:admitcardhelpdesk.dopexam@gmail.com" style="color: blue; font-size: 14.5pt; text-decoration: none;">admitcardhelpdesk.dopexam@gmail.com</a></div>
<div class="MsoNormal" style="background-color: white; font-family: 'PT Sans Narrow'; font-size: 16px; line-height: 20.799999237060547px; text-align: justify;">
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<div align="center" class="MsoNormal" style="background-color: white; font-family: 'PT Sans Narrow'; font-size: 16px; line-height: 20.799999237060547px; text-align: center;">
<b><span style="font-size: 14.5pt;">Update as on May 19, 2014 </span></b><span style="font-size: 14.5pt;"><o:p></o:p></span></div>
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<div class="MsoNormal" style="background-color: white; font-family: 'PT Sans Narrow'; font-size: 16px; line-height: 20.799999237060547px; text-align: justify;">
<span style="font-size: 14.5pt;"><span style="background-color: yellow;"> <b>Answer Key of Paper I conducted on April 27, 2014 at Chhattisgarh Postal Circle (13) is now accessible. Candidates may Login to view & post observations, if any, till May 22, 2014.</b></span><o:p></o:p></span><br /><span style="font-size: 14.5pt;"><span style="background-color: yellow;"><br /></span></span></div>
<div align="center" class="MsoNormal" style="background-color: white; font-family: 'PT Sans Narrow'; font-size: 16px; line-height: 20.799999237060547px; text-align: center;">
<b><span style="font-size: 14.5pt;">Update as on May 13, 2014</span></b><span style="font-size: 14.5pt;"><o:p></o:p></span></div>
<div class="MsoNormal" style="background-color: white; font-family: 'PT Sans Narrow'; font-size: 16px; line-height: 20.799999237060547px; text-align: justify;">
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<table border="1" cellpadding="0" class="MsoNormalTable" style="background-color: white; border: 1pt outset black; color: black; font-family: 'PT Sans Narrow'; font-size: 16px; line-height: 20.799999237060547px;"><tbody>
<tr><td style="padding: 0in; width: 175.5pt;" width="234"><div align="center" class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center;">
<div style="margin: 0px;">
<b><span style="color: red; font-family: '', sans-serif, '', serif; font-size: 10pt;">Postal Circles</span></b><span style="font-family: Arial, sans-serif; font-size: 10pt;"><o:p></o:p></span></div>
</div>
</td><td style="padding: 0in; width: 93pt;" width="124"><div align="center" class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center;">
<div style="margin: 0px;">
<b><span style="color: red; font-family: '', sans-serif, '', serif; font-size: 10pt;">Exam Date</span></b><span style="font-family: Arial, sans-serif; font-size: 10pt;"><o:p></o:p></span></div>
</div>
</td><td style="padding: 0in; width: 119.3pt;" width="159"><div align="center" class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center;">
<div style="margin: 0px;">
<b><span style="color: red; font-family: '', sans-serif, '', serif; font-size: 10pt;">Exam Time</span></b><span style="font-family: Arial, sans-serif; font-size: 10pt;"><o:p></o:p></span></div>
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</td></tr>
<tr><td style="padding: 0in; width: 175.5pt;" width="234"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<div style="margin: 0px;">
<span style="color: green; font-family: Arial; font-size: 12px; font-weight: bold;">Andhra Pradesh (11), </span></div>
<div style="margin: 0px;">
<span style="color: green; font-family: Arial; font-size: 12px; font-weight: bold;">West Bengal (32)</span></div>
</div>
</td><td style="padding: 0in; width: 93pt;" width="124"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<div style="margin: 0px;">
<b><span style="color: green; font-family: '', sans-serif, '', serif; font-size: 10pt;">25-May 2014</span></b><span style="font-family: Arial, sans-serif; font-size: 10pt;"><o:p></o:p></span></div>
</div>
</td><td style="padding: 0in; width: 119.3pt;" width="159"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<div style="margin: 0px;">
<span style="color: green; font-family: Arial; font-size: 12px; font-weight: bold;">02:00 PM to 04:00 PM</span></div>
</div>
</td></tr>
</tbody></table>
<br style="background-color: white; font-family: 'PT Sans Narrow'; font-size: 16px; line-height: 20.799999237060547px;" /><div class="MsoNormal" style="background-color: white; font-family: 'PT Sans Narrow'; font-size: 16px; line-height: 20.799999237060547px; margin-bottom: 0.0001pt;">
<b><span style="color: green; font-family: Arial, sans-serif; font-size: 9pt;">Candidates may download the Admit Cards for above stated Postal Circles by Logging into the website.Please keep visiting the website for exam schedules for other Postal Circles & updates.</span></b></div>
<div style="background-color: white; font-family: 'PT Sans Narrow'; font-size: 16px; line-height: 20.799999237060547px;">
<b><span style="color: green; font-family: Arial, sans-serif; font-size: 9pt;"><br /></span></b></div>
<div style="background-color: white; font-family: 'PT Sans Narrow'; font-size: 16px; line-height: 20.799999237060547px;">
<b><span style="color: green; font-family: Arial, sans-serif; font-size: 9pt;"><br /></span></b></div>
<div style="background-color: white; font-family: 'PT Sans Narrow'; font-size: 16px; line-height: 20.799999237060547px;">
<b><span style="color: red; font-size: medium;">Source & more information : <a href="http://www.pasadrexam2014.in/" style="color: blue; text-decoration: none;">http://www.pasadrexam2014.in/</a></span></b></div>
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-1252102107965872320.post-60884807655862768862014-04-18T00:17:00.001-07:002014-04-18T00:17:13.152-07:00Current Affairs 2014 Study Material for PA/SA Examination 2014 ...............<div dir="ltr" style="text-align: left;" trbidi="on">
<table align="left" border="1" cellpadding="0" cellspacing="0" class="MsoTableGrid" style="border-collapse: collapse; border: none; margin-left: 6.75pt; margin-right: 6.75pt; mso-border-alt: solid red 1.5pt; mso-border-insideh: 1.5pt solid red; mso-border-insidev: 1.5pt solid red; mso-padding-alt: 0in 5.4pt 0in 5.4pt; mso-table-anchor-horizontal: margin; mso-table-anchor-vertical: margin; mso-table-left: left; mso-table-lspace: 9.0pt; mso-table-rspace: 9.0pt; mso-table-top: -27.0pt; mso-yfti-tbllook: 1184;">
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<td style="border: solid red 1.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 437.4pt;" valign="top" width="583">
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Lucida Sans Unicode","sans-serif";">Simon
Santoso of Indonesia won Malaysia Grand Prix Gold<o:p></o:p></span></div>
</td>
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<td style="border-top: none; border: solid red 1.5pt; mso-border-top-alt: solid red 1.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 437.4pt;" valign="top" width="583">
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Lucida Sans Unicode","sans-serif";">Super
Hercules aircraft of IAF C-130 J crashed in Rajasthan<o:p></o:p></span></div>
</td>
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<td style="border-top: none; border: solid red 1.5pt; mso-border-top-alt: solid red 1.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 437.4pt;" valign="top" width="583">
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Lucida Sans Unicode","sans-serif";">Hindi
writer Mr. Govind Mishra selected for Saraswati Samman 2013<o:p></o:p></span></div>
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<td style="border-top: none; border: solid red 1.5pt; mso-border-top-alt: solid red 1.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 437.4pt;" valign="top" width="583">
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Lucida Sans Unicode","sans-serif";">G
D Birla Award 2013 bagged by Physicist Rajesh Gopakumar<o:p></o:p></span></div>
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<td style="border-top: none; border: solid red 1.5pt; mso-border-top-alt: solid red 1.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 437.4pt;" valign="top" width="583">
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Lucida Sans Unicode","sans-serif";">Indian
Journalist Shubhranshu Choudhary bagged 'Digital activism award'<o:p></o:p></span></div>
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<td style="border-top: none; border: solid red 1.5pt; mso-border-top-alt: solid red 1.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 437.4pt;" valign="top" width="583">
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Lucida Sans Unicode","sans-serif";">Czech
Catholic priest Tomas Halik wins $1.83 million Templeton Prize<o:p></o:p></span></div>
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<td style="border-top: none; border: solid red 1.5pt; mso-border-top-alt: solid red 1.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 437.4pt;" valign="top" width="583">
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Lucida Sans Unicode","sans-serif";">First
elected Prime Minister of Spain Adolfo Suarez passed away<o:p></o:p></span></div>
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<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Lucida Sans Unicode","sans-serif";">Deputy
Governor of RBI KC Chakrabarty resigns<o:p></o:p></span></div>
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<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Lucida Sans Unicode","sans-serif";">Book
"Rationalised Roman for Kashmiri" released<o:p></o:p></span></div>
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<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Lucida Sans Unicode","sans-serif";">Smartphone
Virus Dendroid detected<o:p></o:p></span></div>
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<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Lucida Sans Unicode","sans-serif";">Stamp
on Noor Inayat Khan released by Britain's Royal Mail<o:p></o:p></span></div>
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<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Lucida Sans Unicode","sans-serif";">Government
of India divested its 9 percent stake in Axis Bank<o:p></o:p></span></div>
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<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Lucida Sans Unicode","sans-serif";">Senior
women hockey National Title clinched by RSPB<o:p></o:p></span></div>
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<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Lucida Sans Unicode","sans-serif";">Indian
first ever truck racing championship won by Stuart Oliver<o:p></o:p></span></div>
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<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Lucida Sans Unicode","sans-serif";">All
elections booths will be smoking free in J&K, became first state to do so<o:p></o:p></span></div>
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<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Lucida Sans Unicode","sans-serif";">New
Molecule HSP90 discovered<o:p></o:p></span></div>
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<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Lucida Sans Unicode","sans-serif";">Astronomers
discovered largest ever yellow hypergiant star - HR 5171 A<o:p></o:p></span></div>
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<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Lucida Sans Unicode","sans-serif";">UNSC
extended mandate of UNAMA till March 2015<o:p></o:p></span></div>
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<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Lucida Sans Unicode","sans-serif";">Aditi
Khanna became first women President of IJA<o:p></o:p></span></div>
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<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Lucida Sans Unicode","sans-serif";">R.
Neelakantan appointed as CFO by SpiceJet<o:p></o:p></span></div>
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<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Lucida Sans Unicode","sans-serif";">Myanmar
hosted third BIMSTEC summit 2014<o:p></o:p></span></div>
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<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Lucida Sans Unicode","sans-serif";">ICC
under 19 World Cup 2014 won by South Africa<o:p></o:p></span></div>
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<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Lucida Sans Unicode","sans-serif";">Union
Government of India on 28 February 2014 raised the number of workdays under
MNREGA (Mahatma Gandhi National Rural Employment Guarantee Act 2005) from 100
days to 150 days. <o:p></o:p></span></div>
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<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Lucida Sans Unicode","sans-serif";">Union
Cabinet cleared reservation for Jats community under OBC category<o:p></o:p></span></div>
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<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Lucida Sans Unicode","sans-serif";">Marshal
Mohammad Qasim Fahim, Vice President of Afghanistan died<o:p></o:p></span></div>
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<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Lucida Sans Unicode","sans-serif";">Arvind
Mayaram appointed as new Finance Secretary<o:p></o:p></span></div>
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<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Lucida Sans Unicode","sans-serif";">Book
"Crusader or Conspirator? Coalgate and Other Truths" written by PC
Parakh released<o:p></o:p></span></div>
</td>
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<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Lucida Sans Unicode","sans-serif";">Pulitzer
Prize 2014 in poetry category bagged by Vijay Seshadri<o:p></o:p></span></div>
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<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Lucida Sans Unicode","sans-serif";">Next
Chief Justice of India will be Justice R.M.Lodha<o:p></o:p></span></div>
</td>
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<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Lucida Sans Unicode","sans-serif";">Dadasaheb
Phalke Award 2013 goes to Legendary Poet Gulzar<o:p></o:p></span></div>
</td>
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<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Lucida Sans Unicode","sans-serif";">London
Marathon won by Wilson Kipsang<o:p></o:p></span></div>
</td>
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<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Lucida Sans Unicode","sans-serif";">Justice
G Rohini appointed as the first women Chief Justice of Delhi High Court<o:p></o:p></span></div>
</td>
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<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Lucida Sans Unicode","sans-serif";"><a href="http://nfpemavelikaradivision.blogspot.in/">http://nfpemavelikaradivision.blogspot.in</a>
<o:p></o:p></span></div>
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-1252102107965872320.post-22346379657220797502014-04-02T12:05:00.001-07:002014-04-02T12:05:21.140-07:00RBI grants bank licenses to IDFC, Bandhan Financial; Green Signal also for India Post...............<div dir="ltr" style="text-align: left;" trbidi="on">
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<span style="background-color: white; background-position: initial initial; background-repeat: initial initial; font-family: Tahoma, sans-serif; font-size: 10.5pt;">The decade-long wait is finally over, with the
Reserve Bank of India (</span><span style="background: white; border: none windowtext 1.0pt; font-family: "Tahoma","sans-serif"; font-size: 10.5pt; mso-border-alt: none windowtext 0in; padding: 0in;">RBI</span><span style="background-color: white; background-position: initial initial; background-repeat: initial initial; font-family: Tahoma, sans-serif; font-size: 10.5pt;">) on Wednesday deciding to grant fresh banking licences to
two entities out of the 25 applicants. But industrial houses will be
disappointed as the central bank has chosen to ignore them.</span><span style="font-family: Tahoma, sans-serif; font-size: 10.5pt;"><br />
<br />
<span style="background: white;">After
the Election Commission have its go ahead on Tuesday, RBI’s committee of
central board met on Wednesday morning to deliberate on the two names that
were placed before it for approval.</span><br />
<br />
<span style="background: white;">The
two entities which made the cut are<span class="apple-converted-space"> </span></span></span><span style="background: white; border: none windowtext 1.0pt; font-family: "Tahoma","sans-serif"; font-size: 10.5pt; mso-border-alt: none windowtext 0in; padding: 0in;">IDFC</span><span style="background-color: white; background-position: initial initial; background-repeat: initial initial; font-family: Tahoma, sans-serif; font-size: 10.5pt;">, a diversified financial services firm with a special
focus on infrastructure financing, and<span class="apple-converted-space"> </span>Bandhan</span>,
the country’s largest micro lender based in Kolkata.<span style="font-family: Tahoma, sans-serif; font-size: 10.5pt;"><br />
<br />
<span style="background: white;">The
two entities will get one and a half years to commence operations, failing
which their licences could be cancelled by the central bank. </span><b><span style="background: white; color: red; font-family: "Tahoma","sans-serif"; font-size: 10.5pt;">The central bank will also
consider the application of India Post, but under a separate process to be
carried out in consultation with the government</span></b><span style="background-color: white; background-position: initial initial; background-repeat: initial initial; font-family: Tahoma, sans-serif; font-size: 10.5pt;">.</span></span><span style="font-family: Tahoma, sans-serif; font-size: 10.5pt;"><br />
<br />
<span style="background: white;">The
RBI statement said some of those entities who did not qualify in this round
for a full-fledged banking
licence <span class="apple-converted-space"> </span>could well apply in future rounds or
could apply for differentiated licences under the proposed framework.</span><br />
<br />
<span style="background: white;">“The
“in-principle” approval granted will be valid for a period of 18 months
during which the applicants have to comply with the requirements under the
guidelines and fulfil the other conditions as may be stipulated by the RBI,”
the banking regulator said, adding that after being satisfied with the
entities of compliance with the norms, licence will be given for commencement
for banking operations.</span><br />
<br />
<span style="background: white;">“Until
a regular licence is issued, the applicants would be barred from doing
banking business,” the RBI said.</span><br />
<br />
<span style="background: white;">The
bank licence process was started with the objective of promoting financial
inclusion in February 2010 following a Budget announcement by former Finance
Minister and now President Pranab Mukherjee. Three years later, the RBI
released the final guidelines on licensing norms in February 2013. The
deadline for submission of applications was July 1, 2013.</span><br />
<br />
<span style="background: white;">A
total of 25 applicants, ranging from business conglomerates like the Birlas,
the Anil Ambani group, Larsen & Toubro and Bajaj to non-banking financial
companies like LIC Housing Finance and Edelweiss applied for the coveted
licence. Another micro lenders, Janalakhsmi, also applied.</span><br />
<br />
<span style="background: white;">The
move comes despite stiff opposition from the country’s main opposition, the
Bharatiya Janata Party, which wanted the RBI to wait till the new government
is formed after the election results next month.</span><br />
<br />
<span style="background: white;">The
RBI had set up a high-level advisory committee under the chairmanship of
former central bank governor Bimal Jalan to scrutinise the 25 applications.
As suggested by the panel, the RBI has also ignored candidates which are
under the glare of investigative agencies in scams like airwave spectrum
auction and coal block allocation.</span><br />
<br />
<span style="background: white;">Interestingly,
the Tata group withdrew its application citing stringent norms that
stipulates a non-operative financial holding company structure.</span><br />
<br />
<span style="background: white;">In
the last round of licensing, two new entities, Kotak and Yes Bank, were
allowed to enter the banking sector in 2003-04.</span><br />
<span style="background: white;">The
central bank has already said that from now on, issuance of banking licence
will not be a once-in-a-decade affair. The RBI will fine-tune the guidelines
and licences will be given on tap. There will also be differentiated
licensing for entities such as payments banks, which are very different from
universal banks.</span></span><o:p></o:p></div>
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<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<o:p> Source Business-standard.</o:p></div>
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-1252102107965872320.post-44750439472846506582014-03-27T12:54:00.000-07:002014-03-27T12:54:11.080-07:00Study material for Postal/Sorting Assistants Examination 2014 --- (General Knowledge Ten question with Answer ) <div dir="ltr" style="text-align: left;" trbidi="on">
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<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Arial Unicode MS","sans-serif";">1 Which one
of the following
is the basis
of Panchyat Raj ?<o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<br /></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Arial Unicode MS","sans-serif";">A Community cooperation
and development <o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Arial Unicode MS","sans-serif";">B Cultivating Politics
awareness in the
rural masses <o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Arial Unicode MS","sans-serif";">C People ‘s
Participation on the government
<o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-family: "Arial Unicode MS","sans-serif";">D
Democratic Decentralization <o:p></o:p></span></b></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-family: "Arial Unicode MS","sans-serif";">Answer D <o:p></o:p></span></b></div>
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<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Arial Unicode MS","sans-serif";">2 Impeachment
proceedings against the
president can be initiated by In <o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<br /></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Arial Unicode MS","sans-serif";">A The
lok Sabha b The
Rajya Sabha <b>c Either
house of parliament</b> d
The supreme court
<o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-family: "Arial Unicode MS","sans-serif";">Answer c <o:p></o:p></span></b></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Arial Unicode MS","sans-serif";">
<o:p></o:p></span></div>
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<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Arial Unicode MS","sans-serif";">3 A
British citizen staying
to India cannot
claim right to <o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-family: "Arial Unicode MS","sans-serif";">a Freedom
of trade and
profession <o:p></o:p></span></b></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Arial Unicode MS","sans-serif";">b Equality before
the law <o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Arial Unicode MS","sans-serif";">c Protection
of life and
personal liberty <o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Arial Unicode MS","sans-serif";">d Freedom
of religion <o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-family: "Arial Unicode MS","sans-serif";">Answer A <o:p></o:p></span></b></div>
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<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Arial Unicode MS","sans-serif";">4 Which article
deals with amendment
to our constitution <o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Arial Unicode MS","sans-serif";">A 356 <b>b 368</b> c 372
d 370<o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-family: "Arial Unicode MS","sans-serif";">Answer b
<o:p></o:p></span></b></div>
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<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Arial Unicode MS","sans-serif";">5 Which one of the following is correctly
matched?<o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-family: "Arial Unicode MS","sans-serif";">a Right
to equality -------- Article 14,
18 <o:p></o:p></span></b></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Arial Unicode MS","sans-serif";">b Right to
freedom of religion ---- Article
14, 18 <o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Arial Unicode MS","sans-serif";">c Cultural and
educational rights --
Article 32- 35 <o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Arial Unicode MS","sans-serif";">d Right against exploitation ----- Article
23 and 24 <o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Arial Unicode MS","sans-serif";">Answer a <o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid red 1.5pt; mso-border-top-alt: solid red 1.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 6.45in;" valign="top" width="619">
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Arial Unicode MS","sans-serif";">6 Vande Mataram
was published in <o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Arial Unicode MS","sans-serif";">A Gitanjali
b Harijan c
Kesari <b>d Anandha Math</b>
<o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Arial Unicode MS","sans-serif";">Answer d <o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid red 1.5pt; mso-border-top-alt: solid red 1.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 6.45in;" valign="top" width="619">
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Arial Unicode MS","sans-serif";">7 The Banaras Hindu university
was founded by <o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Arial Unicode MS","sans-serif";">A Gandhiji
<b>b Madan Mohan Malaviya</b> c
Lala Lajpath Rai d
Ravindranath Tagore <o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-family: "Arial Unicode MS","sans-serif";">Answer B <o:p></o:p></span></b></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid red 1.5pt; mso-border-top-alt: solid red 1.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 6.45in;" valign="top" width="619">
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Arial Unicode MS","sans-serif";">8 The
most prominent industry
that flourished during
the Mughal period was <o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-family: "Arial Unicode MS","sans-serif";">A
metal</span></b><span style="font-family: "Arial Unicode MS","sans-serif";"> b
Silk c Textiles d
dyeing <o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-family: "Arial Unicode MS","sans-serif";">Answer A <o:p></o:p></span></b></div>
</td>
</tr>
<tr>
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<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Arial Unicode MS","sans-serif";">9 University
act 1904 was passed
during the time
of <o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Arial Unicode MS","sans-serif";">A Lord Lytton
b Lord rippon
<b>c Lord
Curzon</b> d Lord
Dalhousie <o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-family: "Arial Unicode MS","sans-serif";">Answer c <o:p></o:p></span></b></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid red 1.5pt; mso-border-top-alt: solid red 1.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 6.45in;" valign="top" width="619">
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Arial Unicode MS","sans-serif";">10 “ Untouchability is a
crime against god “ who
said this ?<o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Arial Unicode MS","sans-serif";">A vallalar
b Swami Vivekananda c
Dr Rajendra Prasad <b>d Gandhiji
<o:p></o:p></b></span></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-family: "Arial Unicode MS","sans-serif";">Answer
d <o:p></o:p></span></b></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<br /></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid red 1.5pt; mso-border-top-alt: solid red 1.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 6.45in;" valign="top" width="619">
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "Arial Unicode MS","sans-serif";"><a href="http://postalguide100.blogspot.in/">http://postalguide100.blogspot.in</a> / <a href="http://nfpemavelikaradivision.blogspot.com/">http://nfpemavelikaradivision.blogspot.com</a>
<o:p></o:p></span></div>
</td>
</tr>
</tbody></table>
</div>
Unknownnoreply@blogger.com1tag:blogger.com,1999:blog-1252102107965872320.post-30532064081731001112014-03-27T07:11:00.002-07:002014-03-27T07:11:46.543-07:00Orders on DA - Payment of Dearness Allowance to Central Government employees - Revised Rates effective from 1.1.2014<div dir="ltr" style="text-align: left;" trbidi="on">
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<b>Finmin Orders on DA - Payment of Dearness Allowance to Central Government employees - Revised Rates effective from 1.1.2014</b></div>
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<br /></div>
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<b>No.1/1/2014-F-II (B)</b></div>
<div style="background-color: white; font-family: Trebuchet, 'Trebuchet MS', Arial, sans-serif; font-size: 14px; line-height: 20.799999237060547px; text-align: center;">
<b>Government of India</b></div>
<div style="background-color: white; font-family: Trebuchet, 'Trebuchet MS', Arial, sans-serif; font-size: 14px; line-height: 20.799999237060547px; text-align: center;">
<b>Ministry of Finance</b></div>
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<b>Department of Expenditure</b></div>
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<br /></div>
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North Block, New Delhi</div>
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Dated: 27th March. 2014</div>
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<br /></div>
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<b>OFFICE MEMORANDUM</b></div>
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<br /></div>
<div style="background-color: white; font-family: Trebuchet, 'Trebuchet MS', Arial, sans-serif; font-size: 14px; line-height: 20.799999237060547px; text-align: justify;">
Subject: <b>Payment of Dearness Allowance to Central Government employees - Revised Rates effective from 1.1.2014</b>.<a href="https://www.blogger.com/null" name="more"></a></div>
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<br /></div>
<div style="background-color: white; font-family: Trebuchet, 'Trebuchet MS', Arial, sans-serif; font-size: 14px; line-height: 20.799999237060547px; text-align: justify;">
The undersigned is directed to refer to this Ministry’s Office Memorandum No.I-8/2013-E-II (B) dated 25th September, 2013 on the subject mentioned above and to say that the President is pleased to decide that the Dearness Allowance payable to Central Government employees shall be enhanced from the existing rate of <b>90% to 100% with effect from January, 2014.</b></div>
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</div>
<a href="https://www.blogger.com/null" name="more" style="background-color: white; color: #cc0000; font-family: Trebuchet, 'Trebuchet MS', Arial, sans-serif; font-size: 14px; line-height: 20.799999237060547px; text-decoration: none;"></a><br style="background-color: white; font-family: Trebuchet, 'Trebuchet MS', Arial, sans-serif; font-size: 14px; line-height: 20.799999237060547px;" />
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2. The provisions contained in paras 3, 4 and 5 of this Ministry’s O.M. No.1(3)/2008-E-11(B) dated 29th August, 2008 shall continue to be applicable while regulating Dearness Allowance under these orders.</div>
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<br /></div>
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3. The additional installment of Dearness Allowance payable under these orders shall be paid in cash to all Central Government employees.</div>
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<br /></div>
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4. The payment of arrears of Dearness Allowance shall not he made before the date of disbursement of salary of March. 2014.</div>
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<br /></div>
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5. These orders shall also apply to the civilian employees paid from the Defence Services Estimates and the expenditure will be chargeable to the relevant head of the Defence Services Estimates. In regard to Armed Forces personnel and Railway employees, separate orders will he issued by the Ministry of Defence and Ministry of Railways, respectively.</div>
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<br /></div>
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6. In so far as the employees working in the Indian Audit and Accounts Department are concerned, these orders are issued with the concurrence of the Comptroller and Auditor General of India.</div>
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<br /></div>
<div style="background-color: white; font-family: Trebuchet, 'Trebuchet MS', Arial, sans-serif; font-size: 14px; line-height: 20.799999237060547px; text-align: right;">
sd/-</div>
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(A.Bhattacharya)</div>
<div style="background-color: white; font-family: Trebuchet, 'Trebuchet MS', Arial, sans-serif; font-size: 14px; line-height: 20.799999237060547px; text-align: right;">
Under Secretary to the Government of India</div>
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<br /></div>
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Source: www.finmin.nic.in</div>
<div style="background-color: white; font-family: Trebuchet, 'Trebuchet MS', Arial, sans-serif; font-size: 14px; line-height: 20.799999237060547px; text-align: justify;">
[http://finmin.nic.in/the_ministry/dept_expenditure/notification/da/da01012014.pdf]</div>
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<br /></div>
<div class="separator" style="background-color: white; clear: both; font-family: 'PT Sans Narrow'; font-size: 16px; line-height: 20.799999237060547px; text-align: center;">
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-1252102107965872320.post-24566206618089449142014-03-27T06:53:00.002-07:002014-03-27T06:53:40.211-07:00Smt Smith Sagar IP (PG) Changanassery Division has been posted as IP Kayangulam Sub Division Mavelikarara Postal Division -<div dir="ltr" style="text-align: left;" trbidi="on">
<div class="MsoNormal" style="background-color: white; color: #333333; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 15px; line-height: 20.790000915527344px;">
<br /></div>
<div class="MsoNormal" style="background-color: white; color: #333333; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 15px; line-height: 20.790000915527344px;">
<br /></div>
<div class="MsoNormal" style="background-color: white; color: #333333; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 15px; line-height: 20.790000915527344px;">
Smt. Smitha Sagar, IP (PG), Changanassery Dn posted as IP Kayamkulam Sub Dn, MVK Dn.</div>
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<br /></div>
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ORDER NO </div>
<div class="MsoNormal" style="background-color: white; color: #333333; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 15px; line-height: 20.790000915527344px;">
<u>Transfers/postings in IP cadre (Ro Kochi Letter No. ST/63-1/2010/11 dated 18.3.14)</u></div>
</div>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-1252102107965872320.post-46486443177014090452014-03-14T09:31:00.001-07:002014-03-14T09:31:51.568-07:00CBS FINACLE AUDITORS MENUS<div dir="ltr" style="text-align: left;" trbidi="on">
<table border="0" cellpadding="0" cellspacing="0" class="MsoNormalTable" style="background-color: white; border-collapse: collapse; color: black; font-family: 'PT Sans Narrow'; font-size: 16px; line-height: 20.799999237060547px; margin-left: 4.65pt; width: 582px;"><tbody>
<tr style="height: 11.9pt;"><td colspan="9" nowrap="" style="height: 11.9pt; padding: 0in 5.4pt; width: 436.3pt;" valign="bottom" width="582"><div align="center" class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center;">
<b><span style="font-size: 23pt;">Office accounts: Menu<o:p></o:p></span></b></div>
<div align="center" class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center;">
<b><span style="font-size: 23pt;"><br /></span></b></div>
<div align="center" class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center;">
<b><span style="font-size: 23pt;"><br /></span></b></div>
</td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HIOT<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">INQUIRE ON TRANSACTION<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HIEARP<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="6" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 255.85pt;" valign="bottom" width="341"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">INCOME AND EXPENDITURE ANALYSIS REPORT<o:p></o:p></span></b></div>
</td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HIEMRP<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="5" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 219.1pt;" valign="bottom" width="292"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Income and Expenditure monitor report<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td colspan="2" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 169.35pt;" valign="bottom" width="226"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HMSGOIRP<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="5" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 219.1pt;" valign="bottom" width="292"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Minor subsidiary outstanding item report<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HMSOIRP<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="5" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 219.1pt;" valign="bottom" width="292"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Minor subsidiary outstanding item report<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HMSTRP<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="4" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 182.35pt;" valign="bottom" width="243"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Minor subsidiary transaction report<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HIOGLT<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Inquiry on GL transactions<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HACLINQ<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Account ledger inquiry<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HACLPOA<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Office account ledgers print<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 8.8pt;"><td colspan="9" nowrap="" style="height: 8.8pt; padding: 0in 5.4pt; width: 436.3pt;" valign="bottom" width="582"><div align="center" class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center;">
<b><span style="font-size: 17pt;"></span></b></div>
<a href="https://www.blogger.com/null" name="more" style="color: #2f4c6c; outline: none; text-decoration: none;"></a><b><br /></b><br /><div align="center" class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center;">
<b><span style="font-size: 17pt;">Interest enquiries Menu</span></b><b><span style="font-size: 10pt;"><o:p></o:p></span></b></div>
</td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 73.95pt;" valign="bottom" width="99"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HAITINQ<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Account interest inquiry<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HCUIR<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Customer Interest report<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td colspan="2" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 169.35pt;" valign="bottom" width="226"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HAINTRPT<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Account interest report<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HINTTI<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Interest details enquiry<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HLINTI<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Inquiry on Interest<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HIARM<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Interest adjustment<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 73.95pt;" valign="bottom" width="99"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 73.95pt;" valign="bottom" width="99"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 8.8pt;"><td colspan="9" nowrap="" style="height: 8.8pt; padding: 0in 5.4pt; width: 436.3pt;" valign="bottom" width="582"><div align="center" class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center;">
<b><span style="font-size: 17pt;">Charges Inquiry: Menu Options</span></b><b><span style="font-size: 10pt;"><o:p></o:p></span></b></div>
</td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 73.95pt;" valign="bottom" width="99"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HCCI<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="4" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 182.35pt;" valign="bottom" width="243"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Customer wise charges inquiry<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HCHGIR<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Charges Income report<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">IFD<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Inquire Fee details<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">CCCSA<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="4" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 182.35pt;" valign="bottom" width="243"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Closed charges for Silent account<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HGCHRG<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">General Fees<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 73.95pt;" valign="bottom" width="99"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 8.8pt;"><td colspan="9" nowrap="" style="height: 8.8pt; padding: 0in 5.4pt; width: 436.3pt;" valign="bottom" width="582"><div align="center" class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center;">
<b><span style="font-size: 17pt;">OTHER REPORTS Menu options</span></b><b><span style="font-size: 10pt;"><o:p></o:p></span></b></div>
</td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 73.95pt;" valign="bottom" width="99"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HBR<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Balancing report<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HQBR<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Quick balancing report<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HPR<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="2" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 69.8pt;" valign="bottom" width="93"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Print report<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 73.95pt;" valign="bottom" width="99"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HISTR<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Inter SOL transaction report<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HISAR<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Inter SOL Audit report<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td colspan="2" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 169.35pt;" valign="bottom" width="226"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HEXCPRPT<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Exception report<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HFINRPT<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">finrpt Report Generation<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HGR1<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">General Report<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HPDB<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Day Book printing<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HSPRG<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="5" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 219.1pt;" valign="bottom" width="292"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Generate stop Payment Register Report<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td colspan="2" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 169.35pt;" valign="bottom" width="226"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HSCWRPT<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Shroff Cash Report<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">CWDREP<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="5" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 219.1pt;" valign="bottom" width="292"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Report of SB wdls exceeding Rs.10000/-<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">CATREP<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Account Transfer Report<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HMR<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="4" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 182.35pt;" valign="bottom" width="243"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Monthly/Yearly Statistical Report<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">CSCB<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Scheme Balances<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">CNSR<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="6" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 255.85pt;" valign="bottom" width="341"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Hnsr (Monthly/Yly Nomination Statistical report)<o:p></o:p></span></b></div>
</td></tr>
<tr style="height: 5.7pt;"><td colspan="2" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 169.35pt;" valign="bottom" width="226"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HMEMOPAD<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Memo pad maintenance<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HCUSEL<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Customer selection<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HACS<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Account Selection<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HACSP<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Account Selection and Print<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HACCBAL<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="4" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 182.35pt;" valign="bottom" width="243"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Components of account balance<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td colspan="2" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 169.35pt;" valign="bottom" width="226"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HACCBALI<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Account balance inquiry<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HACLI<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Account ledger inquiry<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HABMR<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="5" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 219.1pt;" valign="bottom" width="292"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Account below minimum balance report<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HACLPCA<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Account ledger print<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HCUACC<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Accounts of customer<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HCUSUM<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Customer summary<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HCRV<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Customer search<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HCUDET<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="5" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 219.1pt;" valign="bottom" width="292"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Inquire on General details of Customer<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HACI<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Signature verification<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">VSPH<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="4" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 182.35pt;" valign="bottom" width="243"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">View Signature and Photograph List<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 73.95pt;" valign="bottom" width="99"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 73.95pt;" valign="bottom" width="99"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 9.95pt;"><td colspan="9" nowrap="" style="height: 9.95pt; padding: 0in 5.4pt; width: 436.3pt;" valign="bottom" width="582"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 18pt;">CHEQUE BOOK Inquiry and Report- Menu Option<o:p></o:p></span></b></div>
</td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 73.95pt;" valign="bottom" width="99"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 73.95pt;" valign="bottom" width="99"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HCHBIR<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Cheque book issue Register<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">CCHQREP<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Cheque Report Generation<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HISAI<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Inventory Split and Inquiry<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HIIA<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Inventory Inquiry All<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HIMI<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="4" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 182.35pt;" valign="bottom" width="243"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Inquire on Inventory Movement<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HISI<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Inquiring on the Inventory<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 73.95pt;" valign="bottom" width="99"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 73.95pt;" valign="bottom" width="99"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 0.15in;"><td colspan="9" nowrap="" style="height: 0.15in; padding: 0in 5.4pt; width: 436.3pt;" valign="bottom" width="582"><div align="center" class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center;">
<b><span style="font-size: 21pt;">Cheque Clearing -Menu Options<o:p></o:p></span></b></div>
</td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 73.95pt;" valign="bottom" width="99"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HPICS<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="4" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 182.35pt;" valign="bottom" width="243"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Print Inward clearing statement<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HMICZ<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="5" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 219.1pt;" valign="bottom" width="292"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Print Inward clearing validation report<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HREJREP<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Clearing rejection report<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td colspan="2" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 169.35pt;" valign="bottom" width="226"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HINWREMI<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="4" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 182.35pt;" valign="bottom" width="243"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Inward Remittance Details Report<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td colspan="2" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 169.35pt;" valign="bottom" width="226"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HOUTREMI<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="4" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 182.35pt;" valign="bottom" width="243"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Outward Remittance Details Report<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HOIQ<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="5" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 219.1pt;" valign="bottom" width="292"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Out ward Clearing instrument Inquiry<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td colspan="2" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 169.35pt;" valign="bottom" width="226"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HTRFTOPC<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Transfer File to PC<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 73.95pt;" valign="bottom" width="99"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 73.95pt;" valign="bottom" width="99"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 0.15in;"><td colspan="9" nowrap="" style="height: 0.15in; padding: 0in 5.4pt; width: 436.3pt;" valign="bottom" width="582"><div align="center" class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center;">
<b><span style="font-size: 21pt;">LOAN ACCOUNTS -Menu Options<o:p></o:p></span></b></div>
</td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 73.95pt;" valign="bottom" width="99"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 73.95pt;" valign="bottom" width="99"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HLAOPI<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="4" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 182.35pt;" valign="bottom" width="243"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Loans overdue position inquiry<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HLAPOSR<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="4" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 182.35pt;" valign="bottom" width="243"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Loan collection and position Report<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HCULA<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="4" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 182.35pt;" valign="bottom" width="243"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Loan accounts of customer report<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HCLL<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Collateral Look Up Report<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HCOLINI<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="5" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 219.1pt;" valign="bottom" width="292"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Colleteral and insurance details report<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HLARSH<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="4" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 182.35pt;" valign="bottom" width="243"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Loans repayment Schedule Report<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HLNGI<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Loan General Details<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HLACLI<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Ledger enquiry<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 73.95pt;" valign="bottom" width="99"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 73.95pt;" valign="bottom" width="99"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 0.15in;"><td colspan="9" nowrap="" style="height: 0.15in; padding: 0in 5.4pt; width: 436.3pt;" valign="bottom" width="582"><div align="center" class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center;">
<b><span style="font-size: 21pt;">DEPOSIT ACCOUNTS-Menu options</span></b><b><span style="font-size: 10pt;"><o:p></o:p></span></b></div>
</td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 73.95pt;" valign="bottom" width="99"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 73.95pt;" valign="bottom" width="99"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HFDD<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="4" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 182.35pt;" valign="bottom" width="243"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Flow wise distribution of deposits<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HRDD<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="4" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 182.35pt;" valign="bottom" width="243"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Rate wise distribution of deposits<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HSDD<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="4" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 182.35pt;" valign="bottom" width="243"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Scheme wise distribution of deposits<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HMDD<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="5" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 219.1pt;" valign="bottom" width="292"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Maturity wise distribution of deposits<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HACDET<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Account details<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HGDET<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">General Deposit details<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HRELACI<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="5" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 219.1pt;" valign="bottom" width="292"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Renewed accounts Lookup for deposit<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HDN<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="2" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 69.8pt;" valign="bottom" width="93"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Due notice<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 73.95pt;" valign="bottom" width="99"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HIRRDEP<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="4" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 182.35pt;" valign="bottom" width="243"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Irregular recurring deposit report<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HPLIST<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="6" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 255.85pt;" valign="bottom" width="341"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">List pending installments of RD Type of TU accounts<o:p></o:p></span></b></div>
</td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HCUMAT<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="4" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 182.35pt;" valign="bottom" width="243"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Customer accounts maturities<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HCUTD<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">TD accounts of the customer<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HDTRS<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="5" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 219.1pt;" valign="bottom" width="292"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Deposit Transactions Record summary<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td colspan="2" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 169.35pt;" valign="bottom" width="226"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HRENHIST<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="6" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 255.85pt;" valign="bottom" width="341"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Term deposit Renewal History Details of Account<o:p></o:p></span></b></div>
</td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HTDSIP<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Tax report options<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HTDSREP<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Customer Wise TDS report<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 73.95pt;" valign="bottom" width="99"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 73.95pt;" valign="bottom" width="99"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 0.15in;"><td colspan="9" nowrap="" style="height: 0.15in; padding: 0in 5.4pt; width: 436.3pt;" valign="bottom" width="582"><div align="center" class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center;">
<b><span style="font-size: 21pt;">Transaction-Menu Options<o:p></o:p></span></b></div>
</td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 73.95pt;" valign="bottom" width="99"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 73.95pt;" valign="bottom" width="99"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HTI<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Transaction inquiry<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HFTI<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Financial transaction inquiry<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HFTR<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Financial transaction report<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HTCPIAE<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="5" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 219.1pt;" valign="bottom" width="292"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Tellar cash position inquiry-employee<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HTCPIAC<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="4" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 182.35pt;" valign="bottom" width="243"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Tellar cash position inquiry-currency<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HCCI<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Outward cheque inquiry<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HABI<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Balance inquiry<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HACSBIO<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">A/c shadow balance inquiry<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">CNSTRP<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Transactions Report<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 73.95pt;" valign="bottom" width="99"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 73.95pt;" valign="bottom" width="99"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 0.15in;"><td colspan="9" nowrap="" style="height: 0.15in; padding: 0in 5.4pt; width: 436.3pt;" valign="bottom" width="582"><div align="center" class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center;">
<b><span style="font-size: 21pt;">SAVINGS Account-Menu Options<o:p></o:p></span></b></div>
</td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 73.95pt;" valign="bottom" width="99"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 34.9pt;" valign="bottom" width="47"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 73.95pt;" valign="bottom" width="99"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">CATREP<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Accounts transfer Report<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">CCHQREP<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Cheque Report Generation<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">CMITMA<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="3" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 143.75pt;" valign="bottom" width="192"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Minor to Major Report<o:p></o:p></span></b></div>
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<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">CRVACC<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 11.1pt;" valign="bottom" width="15"></td><td colspan="5" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 219.1pt;" valign="bottom" width="292"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">Dormant/Silent accounts revived Report<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">CSIREP<o:p></o:p></span></b></div>
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<b><span style="font-size: 10pt;">Silent account Report<o:p></o:p></span></b></div>
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<b><span style="font-size: 10pt;">CAFUREP<o:p></o:p></span></b></div>
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<b><span style="font-size: 10pt;">account Freeze and Unfreeze report<o:p></o:p></span></b></div>
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<b><span style="font-size: 10pt;">CWAREP<o:p></o:p></span></b></div>
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<b><span style="font-size: 10pt;">Welcome jit Account Report<o:p></o:p></span></b></div>
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<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">CWDREP<o:p></o:p></span></b></div>
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<b><span style="font-size: 10pt;">Report of SB withdrawals above Rs.10000/-<o:p></o:p></span></b></div>
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<b><span style="font-size: 10pt;">HACDET<o:p></o:p></span></b></div>
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<b><span style="font-size: 10pt;">A/c Balance Details<o:p></o:p></span></b></div>
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<b><span style="font-size: 10pt;">CNAC<o:p></o:p></span></b></div>
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<b><span style="font-size: 10pt;">Old Accounts Details Look UP<o:p></o:p></span></b></div>
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<b><span style="font-size: 10pt;">HACCDET<o:p></o:p></span></b></div>
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<b><span style="font-size: 10pt;">Inquire on General Details of Account<o:p></o:p></span></b></div>
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<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">CUACLI<o:p></o:p></span></b></div>
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<b><span style="font-size: 10pt;">Inquire on your account ledger entries<o:p></o:p></span></b></div>
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<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HAFSM<o:p></o:p></span></b></div>
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<b><span style="font-size: 10pt;">Account freeze/unfreeze<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 38.6pt;" valign="bottom" width="51"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HSSII<o:p></o:p></span></b></div>
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<b><span style="font-size: 10pt;">Inquire on standing instructions maintenance<o:p></o:p></span></b></div>
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<tr style="height: 5.7pt;"><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 158.25pt;" valign="bottom" width="211"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-size: 10pt;">HSIREPTS<o:p></o:p></span></b></div>
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<b><span style="font-size: 10pt;">Standing instructions Reports<o:p></o:p></span></b></div>
</td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td><td nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 36.75pt;" valign="bottom" width="49"></td></tr>
<tr style="height: 5.7pt;"><td colspan="9" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 436.3pt;" valign="bottom" width="582"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<br /></div>
</td></tr>
<tr style="height: 5.7pt;"><td colspan="9" nowrap="" style="height: 5.7pt; padding: 0in 5.4pt; width: 436.3pt;" valign="bottom" width="582"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-size: 10pt;">Prepared by </span><span style="color: #222222; font-family: Arial, sans-serif; font-size: 10pt;">K S KESHAVA<span class="apple-converted-space"> , ICO SB , Karnatata Circle for </span></span><a href="http://sapost.blogspot.com/" style="color: blue; outline: none; text-decoration: none;"><span style="font-size: 10pt;">http://sapost.blog</span></a></div>
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</div>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-1252102107965872320.post-30203571203720624022014-03-05T05:47:00.003-08:002014-03-05T05:47:29.543-08:00Revision of Interest Rates for Small Savings Schemes for the Financial Year 2014-15 Announced..............<div dir="ltr" style="text-align: left;" trbidi="on">
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<span style="background-position: initial initial; background-repeat: initial initial; font-family: Verdana, sans-serif; font-size: 9pt;">04-March-2014</span><span style="font-family: 'PT Sans Narrow', serif; font-size: 12pt;"><o:p></o:p></span></div>
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<b><span style="font-family: Verdana, sans-serif; font-size: 9pt;">Revision </span></b><b><span style="background-position: initial initial; background-repeat: initial initial; font-family: Verdana, sans-serif; font-size: 9pt;">of</span></b><b><span style="font-family: Verdana, sans-serif; font-size: 9pt;"> Interest Rates for Small Savings Schemes </span></b><b><span style="background-position: initial initial; background-repeat: initial initial; font-family: Verdana, sans-serif; font-size: 9pt;">for the</span></b><b><span style="font-family: Verdana, sans-serif; font-size: 9pt;"> Financial
Year </span></b><b><span style="background-position: initial initial; background-repeat: initial initial; font-family: Verdana, sans-serif; font-size: 9pt;">2014-15</span></b><b><span style="font-family: Verdana, sans-serif; font-size: 9pt;"> Announced</span></b><span style="font-family: 'PT Sans Narrow', serif; font-size: 12pt;"><o:p></o:p></span></div>
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<span style="background-position: initial initial; background-repeat: initial initial; font-family: Verdana, sans-serif; font-size: 9pt;">
Various decisions taken by the Government of India on the
recommendations of the Shyamala Gopinath Committee for Comprehensive Review
of</span><span style="font-family: Verdana, sans-serif; font-size: 9pt;"> </span><span style="background-position: initial initial; background-repeat: initial initial; border: 1pt none windowtext; font-family: Verdana, sans-serif; font-size: 9pt; padding: 0in;">National</span><span style="font-family: Verdana, sans-serif; font-size: 9pt;"> </span><span style="background-position: initial initial; background-repeat: initial initial; font-family: Verdana, sans-serif; font-size: 9pt;">Small Savings Fund (NSSF), were communicated to
all concerned by the Government through its Office Memorandum dated 11th
November, 2011.</span><span style="font-family: 'PT Sans Narrow', serif; font-size: 12pt;"><o:p></o:p></span></div>
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<span style="background-position: initial initial; background-repeat: initial initial; font-family: Verdana, sans-serif; font-size: 9pt;">
One of the decisions of the Government based on the
recommendations of the Committee relates to revision of</span><span style="font-family: Verdana, sans-serif; font-size: 9pt;"> </span><span style="background-position: initial initial; background-repeat: initial initial; border: 1pt none windowtext; font-family: Verdana, sans-serif; font-size: 9pt; padding: 0in;">interest rates</span><span style="font-family: Verdana, sans-serif; font-size: 9pt;"> </span><span style="background-position: initial initial; background-repeat: initial initial; font-family: Verdana, sans-serif; font-size: 9pt;">every financial year, to be notified before 1st
April of that year. Accordingly with the approval of the Finance
Minister, the rates of interest on various small savings schemes for the
Financial Year 2014-15 effective from 01.04.2014, on the basis of the
interest compounding/payment built-in in the schemes, shall be as under :</span><span style="font-family: 'PT Sans Narrow', serif; font-size: 12pt;"><o:p></o:p></span></div>
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<b><span style="background-position: initial initial; background-repeat: initial initial; font-family: Verdana, sans-serif; font-size: 9pt;">Scheme</span></b><span style="font-family: 'PT Sans Narrow', serif; font-size: 12pt;"><o:p></o:p></span></div>
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<b><span style="background-position: initial initial; background-repeat: initial initial; font-family: Verdana, sans-serif; font-size: 9pt;">Rate of interest</span></b><span style="font-family: Verdana, sans-serif; font-size: 9pt;"> </span><b><span style="background-position: initial initial; background-repeat: initial initial; font-family: Verdana, sans-serif; font-size: 9pt;">w.e.f.01.04.2013</span></b><span style="font-family: 'PT Sans Narrow', serif; font-size: 12pt;"><o:p></o:p></span></div>
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<b><span style="background-position: initial initial; background-repeat: initial initial; font-family: Verdana, sans-serif; font-size: 9pt;">Rate of Interest</span></b><span style="font-family: Verdana, sans-serif; font-size: 9pt;"> </span><b><span style="background-position: initial initial; background-repeat: initial initial; font-family: Verdana, sans-serif; font-size: 9pt;">w.e.f. 01.04.2014</span></b><span style="font-family: 'PT Sans Narrow', serif; font-size: 12pt;"><o:p></o:p></span></div>
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</tr>
<tr>
<td style="padding: 1.5pt 1.5pt 1.5pt 1.5pt;" valign="top">
<div align="center" class="MsoNormal" style="line-height: 12.6pt; margin-bottom: .0001pt; margin-bottom: 0in; mso-element-anchor-horizontal: page; mso-element-frame-hspace: 9.0pt; mso-element-left: 88.4pt; mso-element-top: 29.25pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; text-align: center;">
<b><span style="background-position: initial initial; background-repeat: initial initial; font-family: Verdana, sans-serif; font-size: 9pt;">1.</span></b><span style="font-family: 'PT Sans Narrow', serif; font-size: 12pt;"><o:p></o:p></span></div>
</td>
<td style="padding: 1.5pt 1.5pt 1.5pt 1.5pt;" valign="top">
<div align="center" class="MsoNormal" style="line-height: 12.6pt; margin-bottom: .0001pt; margin-bottom: 0in; mso-element-anchor-horizontal: page; mso-element-frame-hspace: 9.0pt; mso-element-left: 88.4pt; mso-element-top: 29.25pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; text-align: center;">
<b><span style="background-position: initial initial; background-repeat: initial initial; font-family: Verdana, sans-serif; font-size: 9pt;">2.</span></b><span style="font-family: 'PT Sans Narrow', serif; font-size: 12pt;"><o:p></o:p></span></div>
</td>
<td style="padding: 1.5pt 1.5pt 1.5pt 1.5pt;" valign="top">
<div align="center" class="MsoNormal" style="line-height: 12.6pt; margin-bottom: .0001pt; margin-bottom: 0in; mso-element-anchor-horizontal: page; mso-element-frame-hspace: 9.0pt; mso-element-left: 88.4pt; mso-element-top: 29.25pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; text-align: center;">
<b><span style="background-position: initial initial; background-repeat: initial initial; font-family: Verdana, sans-serif; font-size: 9pt;">3.</span></b><span style="font-family: 'PT Sans Narrow', serif; font-size: 12pt;"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="padding: 1.5pt 1.5pt 1.5pt 1.5pt;" valign="top">
<div class="MsoNormal" style="line-height: 12.6pt; margin-bottom: .0001pt; margin-bottom: 0in; mso-element-anchor-horizontal: page; mso-element-frame-hspace: 9.0pt; mso-element-left: 88.4pt; mso-element-top: 29.25pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; text-align: justify; text-justify: inter-ideograph;">
<b><span style="font-family: Verdana, sans-serif; font-size: 9pt;">Savings </span></b><b><span style="background-position: initial initial; background-repeat: initial initial; font-family: Verdana, sans-serif; font-size: 9pt;">Deposit</span></b><span style="font-family: 'PT Sans Narrow', serif; font-size: 12pt;"><o:p></o:p></span></div>
</td>
<td style="padding: 1.5pt 1.5pt 1.5pt 1.5pt;" valign="top">
<div align="center" class="MsoNormal" style="line-height: 12.6pt; margin-bottom: .0001pt; margin-bottom: 0in; mso-element-anchor-horizontal: page; mso-element-frame-hspace: 9.0pt; mso-element-left: 88.4pt; mso-element-top: 29.25pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; text-align: center;">
<span style="background-position: initial initial; background-repeat: initial initial; font-family: Verdana, sans-serif; font-size: 9pt;">4.0</span><span style="font-family: 'PT Sans Narrow', serif; font-size: 12pt;"><o:p></o:p></span></div>
</td>
<td style="padding: 1.5pt 1.5pt 1.5pt 1.5pt;" valign="top">
<div align="center" class="MsoNormal" style="line-height: 12.6pt; margin-bottom: .0001pt; margin-bottom: 0in; mso-element-anchor-horizontal: page; mso-element-frame-hspace: 9.0pt; mso-element-left: 88.4pt; mso-element-top: 29.25pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; text-align: center;">
<b><span style="background-position: initial initial; background-repeat: initial initial; font-family: Verdana, sans-serif; font-size: 9pt;">4.0</span></b><span style="font-family: 'PT Sans Narrow', serif; font-size: 12pt;"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="padding: 1.5pt 1.5pt 1.5pt 1.5pt;" valign="top">
<div class="MsoNormal" style="line-height: 12.6pt; margin-bottom: .0001pt; margin-bottom: 0in; mso-element-anchor-horizontal: page; mso-element-frame-hspace: 9.0pt; mso-element-left: 88.4pt; mso-element-top: 29.25pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; text-align: justify; text-justify: inter-ideograph;">
<b><span style="background-position: initial initial; background-repeat: initial initial; font-family: Verdana, sans-serif; font-size: 9pt;">1 Year
Time Deposit</span></b><span style="font-family: 'PT Sans Narrow', serif; font-size: 12pt;"><o:p></o:p></span></div>
</td>
<td style="padding: 1.5pt 1.5pt 1.5pt 1.5pt;" valign="top">
<div align="center" class="MsoNormal" style="line-height: 12.6pt; margin-bottom: .0001pt; margin-bottom: 0in; mso-element-anchor-horizontal: page; mso-element-frame-hspace: 9.0pt; mso-element-left: 88.4pt; mso-element-top: 29.25pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; text-align: center;">
<span style="background-position: initial initial; background-repeat: initial initial; font-family: Verdana, sans-serif; font-size: 9pt;">8.2</span><span style="font-family: 'PT Sans Narrow', serif; font-size: 12pt;"><o:p></o:p></span></div>
</td>
<td style="padding: 1.5pt 1.5pt 1.5pt 1.5pt;" valign="top">
<div align="center" class="MsoNormal" style="line-height: 12.6pt; margin-bottom: .0001pt; margin-bottom: 0in; mso-element-anchor-horizontal: page; mso-element-frame-hspace: 9.0pt; mso-element-left: 88.4pt; mso-element-top: 29.25pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; text-align: center;">
<b><span style="background-color: yellow; background-position: initial initial; background-repeat: initial initial; font-family: Verdana, sans-serif; font-size: 9pt;">8.4</span></b><span style="font-family: 'PT Sans Narrow', serif; font-size: 12pt;"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="padding: 1.5pt 1.5pt 1.5pt 1.5pt;" valign="top">
<div class="MsoNormal" style="line-height: 12.6pt; margin-bottom: .0001pt; margin-bottom: 0in; mso-element-anchor-horizontal: page; mso-element-frame-hspace: 9.0pt; mso-element-left: 88.4pt; mso-element-top: 29.25pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; text-align: justify; text-justify: inter-ideograph;">
<b><span style="background-position: initial initial; background-repeat: initial initial; font-family: Verdana, sans-serif; font-size: 9pt;">2 Year
Time Deposit</span></b><span style="font-family: 'PT Sans Narrow', serif; font-size: 12pt;"><o:p></o:p></span></div>
</td>
<td style="padding: 1.5pt 1.5pt 1.5pt 1.5pt;" valign="top">
<div align="center" class="MsoNormal" style="line-height: 12.6pt; margin-bottom: .0001pt; margin-bottom: 0in; mso-element-anchor-horizontal: page; mso-element-frame-hspace: 9.0pt; mso-element-left: 88.4pt; mso-element-top: 29.25pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; text-align: center;">
<span style="background-position: initial initial; background-repeat: initial initial; font-family: Verdana, sans-serif; font-size: 9pt;">8.2</span><span style="font-family: 'PT Sans Narrow', serif; font-size: 12pt;"><o:p></o:p></span></div>
</td>
<td style="padding: 1.5pt 1.5pt 1.5pt 1.5pt;" valign="top">
<div align="center" class="MsoNormal" style="line-height: 12.6pt; margin-bottom: .0001pt; margin-bottom: 0in; mso-element-anchor-horizontal: page; mso-element-frame-hspace: 9.0pt; mso-element-left: 88.4pt; mso-element-top: 29.25pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; text-align: center;">
<b><span style="background-color: yellow; background-position: initial initial; background-repeat: initial initial; font-family: Verdana, sans-serif; font-size: 9pt;">8.4</span></b><span style="font-family: 'PT Sans Narrow', serif; font-size: 12pt;"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="padding: 1.5pt 1.5pt 1.5pt 1.5pt;" valign="top">
<div class="MsoNormal" style="line-height: 12.6pt; margin-bottom: .0001pt; margin-bottom: 0in; mso-element-anchor-horizontal: page; mso-element-frame-hspace: 9.0pt; mso-element-left: 88.4pt; mso-element-top: 29.25pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; text-align: justify; text-justify: inter-ideograph;">
<b><span style="background-position: initial initial; background-repeat: initial initial; font-family: Verdana, sans-serif; font-size: 9pt;">3 Year
Time Deposit</span></b><span style="font-family: 'PT Sans Narrow', serif; font-size: 12pt;"><o:p></o:p></span></div>
</td>
<td style="padding: 1.5pt 1.5pt 1.5pt 1.5pt;" valign="top">
<div align="center" class="MsoNormal" style="line-height: 12.6pt; margin-bottom: .0001pt; margin-bottom: 0in; mso-element-anchor-horizontal: page; mso-element-frame-hspace: 9.0pt; mso-element-left: 88.4pt; mso-element-top: 29.25pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; text-align: center;">
<span style="background-position: initial initial; background-repeat: initial initial; font-family: Verdana, sans-serif; font-size: 9pt;">8.3</span><span style="font-family: 'PT Sans Narrow', serif; font-size: 12pt;"><o:p></o:p></span></div>
</td>
<td style="padding: 1.5pt 1.5pt 1.5pt 1.5pt;" valign="top">
<div align="center" class="MsoNormal" style="line-height: 12.6pt; margin-bottom: .0001pt; margin-bottom: 0in; mso-element-anchor-horizontal: page; mso-element-frame-hspace: 9.0pt; mso-element-left: 88.4pt; mso-element-top: 29.25pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; text-align: center;">
<b><span style="background-color: yellow; background-position: initial initial; background-repeat: initial initial; font-family: Verdana, sans-serif; font-size: 9pt;">8.4</span></b><span style="font-family: 'PT Sans Narrow', serif; font-size: 12pt;"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="padding: 1.5pt 1.5pt 1.5pt 1.5pt;" valign="top">
<div class="MsoNormal" style="line-height: 12.6pt; margin-bottom: .0001pt; margin-bottom: 0in; mso-element-anchor-horizontal: page; mso-element-frame-hspace: 9.0pt; mso-element-left: 88.4pt; mso-element-top: 29.25pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; text-align: justify; text-justify: inter-ideograph;">
<b><span style="background-position: initial initial; background-repeat: initial initial; font-family: Verdana, sans-serif; font-size: 9pt;">5 Year
Time Deposit</span></b><span style="font-family: 'PT Sans Narrow', serif; font-size: 12pt;"><o:p></o:p></span></div>
</td>
<td style="padding: 1.5pt 1.5pt 1.5pt 1.5pt;" valign="top">
<div align="center" class="MsoNormal" style="line-height: 12.6pt; margin-bottom: .0001pt; margin-bottom: 0in; mso-element-anchor-horizontal: page; mso-element-frame-hspace: 9.0pt; mso-element-left: 88.4pt; mso-element-top: 29.25pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; text-align: center;">
<span style="background-position: initial initial; background-repeat: initial initial; font-family: Verdana, sans-serif; font-size: 9pt;">8.4</span><span style="font-family: 'PT Sans Narrow', serif; font-size: 12pt;"><o:p></o:p></span></div>
</td>
<td style="padding: 1.5pt 1.5pt 1.5pt 1.5pt;" valign="top">
<div align="center" class="MsoNormal" style="line-height: 12.6pt; margin-bottom: .0001pt; margin-bottom: 0in; mso-element-anchor-horizontal: page; mso-element-frame-hspace: 9.0pt; mso-element-left: 88.4pt; mso-element-top: 29.25pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; text-align: center;">
<b><span style="background-color: yellow; background-position: initial initial; background-repeat: initial initial; font-family: Verdana, sans-serif; font-size: 9pt;">8.5</span></b><span style="font-family: 'PT Sans Narrow', serif; font-size: 12pt;"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="padding: 1.5pt 1.5pt 1.5pt 1.5pt;" valign="top">
<div class="MsoNormal" style="line-height: 12.6pt; margin-bottom: .0001pt; margin-bottom: 0in; mso-element-anchor-horizontal: page; mso-element-frame-hspace: 9.0pt; mso-element-left: 88.4pt; mso-element-top: 29.25pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; text-align: justify; text-justify: inter-ideograph;">
<b><span style="background-position: initial initial; background-repeat: initial initial; font-family: Verdana, sans-serif; font-size: 9pt;">5 Year
Recurring Deposit</span></b><span style="font-family: 'PT Sans Narrow', serif; font-size: 12pt;"><o:p></o:p></span></div>
</td>
<td style="padding: 1.5pt 1.5pt 1.5pt 1.5pt;" valign="top">
<div align="center" class="MsoNormal" style="line-height: 12.6pt; margin-bottom: .0001pt; margin-bottom: 0in; mso-element-anchor-horizontal: page; mso-element-frame-hspace: 9.0pt; mso-element-left: 88.4pt; mso-element-top: 29.25pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; text-align: center;">
<span style="background-position: initial initial; background-repeat: initial initial; font-family: Verdana, sans-serif; font-size: 9pt;">8.3</span><span style="font-family: 'PT Sans Narrow', serif; font-size: 12pt;"><o:p></o:p></span></div>
</td>
<td style="padding: 1.5pt 1.5pt 1.5pt 1.5pt;" valign="top">
<div align="center" class="MsoNormal" style="line-height: 12.6pt; margin-bottom: .0001pt; margin-bottom: 0in; mso-element-anchor-horizontal: page; mso-element-frame-hspace: 9.0pt; mso-element-left: 88.4pt; mso-element-top: 29.25pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; text-align: center;">
<b><span style="background-color: yellow; background-position: initial initial; background-repeat: initial initial; font-family: Verdana, sans-serif; font-size: 9pt;">8.4</span></b><span style="font-family: 'PT Sans Narrow', serif; font-size: 12pt;"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="padding: 1.5pt 1.5pt 1.5pt 1.5pt;" valign="top">
<div class="MsoNormal" style="line-height: 12.6pt; margin-bottom: .0001pt; margin-bottom: 0in; mso-element-anchor-horizontal: page; mso-element-frame-hspace: 9.0pt; mso-element-left: 88.4pt; mso-element-top: 29.25pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; text-align: justify; text-justify: inter-ideograph;">
<b><span style="background-position: initial initial; background-repeat: initial initial; font-family: Verdana, sans-serif; font-size: 9pt;">5 Year
SCSS</span></b><span style="font-family: 'PT Sans Narrow', serif; font-size: 12pt;"><o:p></o:p></span></div>
</td>
<td style="padding: 1.5pt 1.5pt 1.5pt 1.5pt;" valign="top">
<div align="center" class="MsoNormal" style="line-height: 12.6pt; margin-bottom: .0001pt; margin-bottom: 0in; mso-element-anchor-horizontal: page; mso-element-frame-hspace: 9.0pt; mso-element-left: 88.4pt; mso-element-top: 29.25pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; text-align: center;">
<span style="background-position: initial initial; background-repeat: initial initial; font-family: Verdana, sans-serif; font-size: 9pt;">9.2</span><span style="font-family: 'PT Sans Narrow', serif; font-size: 12pt;"><o:p></o:p></span></div>
</td>
<td style="padding: 1.5pt 1.5pt 1.5pt 1.5pt;" valign="top">
<div align="center" class="MsoNormal" style="line-height: 12.6pt; margin-bottom: .0001pt; margin-bottom: 0in; mso-element-anchor-horizontal: page; mso-element-frame-hspace: 9.0pt; mso-element-left: 88.4pt; mso-element-top: 29.25pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; text-align: center;">
<b><span style="background-position: initial initial; background-repeat: initial initial; font-family: Verdana, sans-serif; font-size: 9pt;">9.2</span></b><span style="font-family: 'PT Sans Narrow', serif; font-size: 12pt;"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="padding: 1.5pt 1.5pt 1.5pt 1.5pt;" valign="top">
<div class="MsoNormal" style="line-height: 12.6pt; margin-bottom: .0001pt; margin-bottom: 0in; mso-element-anchor-horizontal: page; mso-element-frame-hspace: 9.0pt; mso-element-left: 88.4pt; mso-element-top: 29.25pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; text-align: justify; text-justify: inter-ideograph;">
<b><span style="background-position: initial initial; background-repeat: initial initial; font-family: Verdana, sans-serif; font-size: 9pt;">5 Year
MIS</span></b><span style="font-family: 'PT Sans Narrow', serif; font-size: 12pt;"><o:p></o:p></span></div>
</td>
<td style="padding: 1.5pt 1.5pt 1.5pt 1.5pt;" valign="top">
<div align="center" class="MsoNormal" style="line-height: 12.6pt; margin-bottom: .0001pt; margin-bottom: 0in; mso-element-anchor-horizontal: page; mso-element-frame-hspace: 9.0pt; mso-element-left: 88.4pt; mso-element-top: 29.25pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; text-align: center;">
<span style="background-position: initial initial; background-repeat: initial initial; font-family: Verdana, sans-serif; font-size: 9pt;">8.4</span><span style="font-family: 'PT Sans Narrow', serif; font-size: 12pt;"><o:p></o:p></span></div>
</td>
<td style="padding: 1.5pt 1.5pt 1.5pt 1.5pt;" valign="top">
<div align="center" class="MsoNormal" style="line-height: 12.6pt; margin-bottom: .0001pt; margin-bottom: 0in; mso-element-anchor-horizontal: page; mso-element-frame-hspace: 9.0pt; mso-element-left: 88.4pt; mso-element-top: 29.25pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; text-align: center;">
<b><span style="background-position: initial initial; background-repeat: initial initial; font-family: Verdana, sans-serif; font-size: 9pt;">8.4</span></b><span style="font-family: 'PT Sans Narrow', serif; font-size: 12pt;"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="padding: 1.5pt 1.5pt 1.5pt 1.5pt;" valign="top">
<div class="MsoNormal" style="line-height: 12.6pt; margin-bottom: .0001pt; margin-bottom: 0in; mso-element-anchor-horizontal: page; mso-element-frame-hspace: 9.0pt; mso-element-left: 88.4pt; mso-element-top: 29.25pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; text-align: justify; text-justify: inter-ideograph;">
<b><span style="background-position: initial initial; background-repeat: initial initial; font-family: Verdana, sans-serif; font-size: 9pt;">5 Year
NSC</span></b><span style="font-family: 'PT Sans Narrow', serif; font-size: 12pt;"><o:p></o:p></span></div>
</td>
<td style="padding: 1.5pt 1.5pt 1.5pt 1.5pt;" valign="top">
<div align="center" class="MsoNormal" style="line-height: 12.6pt; margin-bottom: .0001pt; margin-bottom: 0in; mso-element-anchor-horizontal: page; mso-element-frame-hspace: 9.0pt; mso-element-left: 88.4pt; mso-element-top: 29.25pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; text-align: center;">
<span style="background-position: initial initial; background-repeat: initial initial; font-family: Verdana, sans-serif; font-size: 9pt;">8.5</span><span style="font-family: 'PT Sans Narrow', serif; font-size: 12pt;"><o:p></o:p></span></div>
</td>
<td style="padding: 1.5pt 1.5pt 1.5pt 1.5pt;" valign="top">
<div align="center" class="MsoNormal" style="line-height: 12.6pt; margin-bottom: .0001pt; margin-bottom: 0in; mso-element-anchor-horizontal: page; mso-element-frame-hspace: 9.0pt; mso-element-left: 88.4pt; mso-element-top: 29.25pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; text-align: center;">
<b><span style="background-position: initial initial; background-repeat: initial initial; font-family: Verdana, sans-serif; font-size: 9pt;">8.5</span></b><span style="font-family: 'PT Sans Narrow', serif; font-size: 12pt;"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="padding: 1.5pt 1.5pt 1.5pt 1.5pt;" valign="top">
<div class="MsoNormal" style="line-height: 12.6pt; margin-bottom: .0001pt; margin-bottom: 0in; mso-element-anchor-horizontal: page; mso-element-frame-hspace: 9.0pt; mso-element-left: 88.4pt; mso-element-top: 29.25pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; text-align: justify; text-justify: inter-ideograph;">
<b><span style="background-position: initial initial; background-repeat: initial initial; font-family: Verdana, sans-serif; font-size: 9pt;">10
Year NSC</span></b><span style="font-family: 'PT Sans Narrow', serif; font-size: 12pt;"><o:p></o:p></span></div>
</td>
<td style="padding: 1.5pt 1.5pt 1.5pt 1.5pt;" valign="top">
<div align="center" class="MsoNormal" style="line-height: 12.6pt; margin-bottom: .0001pt; margin-bottom: 0in; mso-element-anchor-horizontal: page; mso-element-frame-hspace: 9.0pt; mso-element-left: 88.4pt; mso-element-top: 29.25pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; text-align: center;">
<span style="background-position: initial initial; background-repeat: initial initial; font-family: Verdana, sans-serif; font-size: 9pt;">8.8</span><span style="font-family: 'PT Sans Narrow', serif; font-size: 12pt;"><o:p></o:p></span></div>
</td>
<td style="padding: 1.5pt 1.5pt 1.5pt 1.5pt;" valign="top">
<div align="center" class="MsoNormal" style="line-height: 12.6pt; margin-bottom: .0001pt; margin-bottom: 0in; mso-element-anchor-horizontal: page; mso-element-frame-hspace: 9.0pt; mso-element-left: 88.4pt; mso-element-top: 29.25pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; text-align: center;">
<b><span style="background-position: initial initial; background-repeat: initial initial; font-family: Verdana, sans-serif; font-size: 9pt;">8.8</span></b><span style="font-family: 'PT Sans Narrow', serif; font-size: 12pt;"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="padding: 1.5pt 1.5pt 1.5pt 1.5pt;" valign="top">
<div class="MsoNormal" style="line-height: 12.6pt; margin-bottom: .0001pt; margin-bottom: 0in; mso-element-anchor-horizontal: page; mso-element-frame-hspace: 9.0pt; mso-element-left: 88.4pt; mso-element-top: 29.25pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; text-align: justify; text-justify: inter-ideograph;">
<b><span style="background-position: initial initial; background-repeat: initial initial; font-family: Verdana, sans-serif; font-size: 9pt;">PPF</span></b><span style="font-family: 'PT Sans Narrow', serif; font-size: 12pt;"><o:p></o:p></span></div>
</td>
<td style="padding: 1.5pt 1.5pt 1.5pt 1.5pt;" valign="top">
<div align="center" class="MsoNormal" style="line-height: 12.6pt; margin-bottom: .0001pt; margin-bottom: 0in; mso-element-anchor-horizontal: page; mso-element-frame-hspace: 9.0pt; mso-element-left: 88.4pt; mso-element-top: 29.25pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; text-align: center;">
<span style="background-position: initial initial; background-repeat: initial initial; font-family: Verdana, sans-serif; font-size: 9pt;">8.7</span><span style="font-family: 'PT Sans Narrow', serif; font-size: 12pt;"><o:p></o:p></span></div>
</td>
<td style="padding: 1.5pt 1.5pt 1.5pt 1.5pt;" valign="top">
<div align="center" class="MsoNormal" style="line-height: 12.6pt; margin-bottom: .0001pt; margin-bottom: 0in; mso-element-anchor-horizontal: page; mso-element-frame-hspace: 9.0pt; mso-element-left: 88.4pt; mso-element-top: 29.25pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; text-align: center;">
<b><span style="background-position: initial initial; background-repeat: initial initial; font-family: Verdana, sans-serif; font-size: 9pt;">8.7</span></b><span style="font-family: 'PT Sans Narrow', serif; font-size: 12pt;"><o:p></o:p></span></div>
</td>
</tr>
</tbody></table>
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<o:p></o:p></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid red 2.25pt; mso-border-top-alt: solid red 2.25pt; padding: 0in 5.4pt 0in 5.4pt; width: 6.65in;" valign="top" width="638">
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<o:p> source: sapost,blogspot.com</o:p></div>
</td>
</tr>
</tbody></table>
<div class="MsoNormal">
<br /></div>
</div>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-1252102107965872320.post-36144654898006748782014-02-28T01:50:00.001-08:002014-02-28T01:54:00.408-08:00Dearness Allowance increased by 10% from 01.01.2014<div dir="ltr" style="text-align: left;" trbidi="on">
<table align="left" border="0" cellpadding="0" class="MsoNormalTable" style="margin-left: 6.75pt; margin-right: 6.75pt; mso-cellspacing: 1.5pt; mso-table-anchor-horizontal: margin; mso-table-anchor-vertical: page; mso-table-left: center; mso-table-lspace: 9.0pt; mso-table-overlap: never; mso-table-rspace: 9.0pt; mso-table-top: 36.05pt; width: 445px;">
<tbody>
<tr>
<td colspan="4" style="padding: .75pt .75pt .75pt .75pt; width: 330.8pt;" width="441"><h4 align="center" style="background: lightblue; margin-bottom: 13.45pt; margin-left: 0cm; margin-right: 0cm; margin-top: 2.4pt; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: page; mso-element-frame-hspace: 9.0pt; mso-element-left: center; mso-element-top: 36.05pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; text-align: center;">
</h4>
</td></tr>
<tr><td style="padding: .75pt .75pt .75pt .75pt; width: 79.8pt;" width="106"><br /></td><td style="padding: .75pt .75pt .75pt .75pt; width: 87.75pt;" width="117"><div align="center" class="MsoNormal" style="mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: page; mso-element-frame-hspace: 9.0pt; mso-element-left: center; mso-element-top: 36.05pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; text-align: center;">
</div>
</td><td style="padding: .75pt .75pt .75pt .75pt; width: 79.75pt;" width="106"><br /></td><td style="padding: .75pt .75pt .75pt .75pt; width: 79.0pt;" width="105"><br /></td></tr>
<tr><td style="padding: .75pt .75pt .75pt .75pt; width: 79.8pt;" width="106"><div align="center" class="MsoNormal" style="mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: page; mso-element-frame-hspace: 9.0pt; mso-element-left: center; mso-element-top: 36.05pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; text-align: center;">
<span style="color: #666666; font-family: Verdana; font-size: 9.0pt;"> </span><br />
<span style="color: #666666; font-family: Verdana; font-size: 9.0pt;"> </span></div>
</td><td style="padding: .75pt .75pt .75pt .75pt; width: 87.75pt;" width="117"><table border="0" cellpadding="0" class="MsoNormalTable" style="mso-cellspacing: 1.5pt; width: 445px;">
<tbody>
<tr>
<td style="padding: .75pt .75pt .75pt .75pt; width: 79.8pt;" width="106">
<div align="center" class="MsoNormal" style="text-align: center;">
<strong><span style="color: #666666; font-family: Verdana; font-size: 9.0pt;">Effective Rates</span></strong><span style="color: #666666; font-family: Verdana; font-size: 9.0pt;"><o:p></o:p></span></div>
</td>
<td style="padding: .75pt .75pt .75pt .75pt; width: 87.75pt;" width="117">
<div align="center" class="MsoNormal" style="text-align: center;">
<strong><span style="color: #666666; font-family: Verdana; font-size: 9.0pt;">Rates of DA</span></strong><span style="color: #666666; font-family: Verdana; font-size: 9.0pt;"><o:p></o:p></span></div>
</td>
<td style="padding: .75pt .75pt .75pt .75pt; width: 79.75pt;" width="106">
<div align="center" class="MsoNormal" style="text-align: center;">
<strong><span style="color: #666666; font-family: Verdana; font-size: 9.0pt;">Effective Rates</span></strong><span style="color: #666666; font-family: Verdana; font-size: 9.0pt;"><o:p></o:p></span></div>
</td>
<td style="padding: .75pt .75pt .75pt .75pt; width: 79.0pt;" width="105">
<div align="center" class="MsoNormal" style="text-align: center;">
<strong><span style="color: #666666; font-family: Verdana; font-size: 9.0pt;">Rates of DA</span></strong><span style="color: #666666; font-family: Verdana; font-size: 9.0pt;"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="padding: .75pt .75pt .75pt .75pt; width: 79.8pt;" width="106">
<div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: #666666; font-family: Verdana; font-size: 9.0pt;">01.01.2006<o:p></o:p></span></div>
</td>
<td style="padding: .75pt .75pt .75pt .75pt; width: 87.75pt;" width="117">
<div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: #666666; font-family: Verdana; font-size: 9.0pt;">0%<o:p></o:p></span></div>
</td>
<td style="padding: .75pt .75pt .75pt .75pt; width: 79.75pt;" width="106">
<div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: #666666; font-family: Verdana; font-size: 9.0pt;">01.01.2010<o:p></o:p></span></div>
</td>
<td style="padding: .75pt .75pt .75pt .75pt; width: 79.0pt;" width="105">
<div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: #666666; font-family: Verdana; font-size: 9.0pt;">35%<o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="padding: .75pt .75pt .75pt .75pt; width: 79.8pt;" width="106">
<div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: #666666; font-family: Verdana; font-size: 9.0pt;">01.07.2006<o:p></o:p></span></div>
</td>
<td style="padding: .75pt .75pt .75pt .75pt; width: 87.75pt;" width="117">
<div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: #666666; font-family: Verdana; font-size: 9.0pt;">2%<o:p></o:p></span></div>
</td>
<td style="padding: .75pt .75pt .75pt .75pt; width: 79.75pt;" width="106">
<div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: #666666; font-family: Verdana; font-size: 9.0pt;">01.07.2010<o:p></o:p></span></div>
</td>
<td style="padding: .75pt .75pt .75pt .75pt; width: 79.0pt;" width="105">
<div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: #666666; font-family: Verdana; font-size: 9.0pt;">45%<o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="padding: .75pt .75pt .75pt .75pt; width: 79.8pt;" width="106">
<div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: #666666; font-family: Verdana; font-size: 9.0pt;">01.01.2007<o:p></o:p></span></div>
</td>
<td style="padding: .75pt .75pt .75pt .75pt; width: 87.75pt;" width="117">
<div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: #666666; font-family: Verdana; font-size: 9.0pt;">6%<o:p></o:p></span></div>
</td>
<td style="padding: .75pt .75pt .75pt .75pt; width: 79.75pt;" width="106">
<div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: #666666; font-family: Verdana; font-size: 9.0pt;">01.01.2011<o:p></o:p></span></div>
</td>
<td style="padding: .75pt .75pt .75pt .75pt; width: 79.0pt;" width="105">
<div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: #666666; font-family: Verdana; font-size: 9.0pt;">51%<o:p></o:p></span></div>
</td>
</tr>
<tr style="height: 13.5pt; mso-yfti-irow: 4;">
<td style="height: 13.5pt; padding: .75pt .75pt .75pt .75pt; width: 79.8pt;" width="106">
<div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: #666666; font-family: Verdana; font-size: 9.0pt;">01.07.2007<o:p></o:p></span></div>
</td>
<td style="height: 13.5pt; padding: .75pt .75pt .75pt .75pt; width: 87.75pt;" width="117">
<div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: #666666; font-family: Verdana; font-size: 9.0pt;">9%<o:p></o:p></span></div>
</td>
<td style="height: 13.5pt; padding: .75pt .75pt .75pt .75pt; width: 79.75pt;" width="106">
<div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: #666666; font-family: Verdana; font-size: 9.0pt;">01.07.2011<o:p></o:p></span></div>
</td>
<td style="height: 13.5pt; padding: .75pt .75pt .75pt .75pt; width: 79.0pt;" width="105">
<div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: #666666; font-family: Verdana; font-size: 9.0pt;">58%<o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="padding: .75pt .75pt .75pt .75pt; width: 79.8pt;" width="106">
<div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: #666666; font-family: Verdana; font-size: 9.0pt;">01.01.2008<o:p></o:p></span></div>
</td>
<td style="padding: .75pt .75pt .75pt .75pt; width: 87.75pt;" width="117">
<div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: #666666; font-family: Verdana; font-size: 9.0pt;">12%<o:p></o:p></span></div>
</td>
<td style="padding: .75pt .75pt .75pt .75pt; width: 79.75pt;" width="106">
<div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: #666666; font-family: Verdana; font-size: 9.0pt;">01.01.2012<o:p></o:p></span></div>
</td>
<td style="padding: .75pt .75pt .75pt .75pt; width: 79.0pt;" width="105">
<div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: #666666; font-family: Verdana; font-size: 9.0pt;">65%<o:p></o:p></span></div>
</td>
</tr>
<tr style="height: 13.5pt; mso-yfti-irow: 6;">
<td style="height: 13.5pt; padding: .75pt .75pt .75pt .75pt; width: 79.8pt;" width="106">
<div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: #666666; font-family: Verdana; font-size: 9.0pt;">01.07.2008<o:p></o:p></span></div>
</td>
<td style="height: 13.5pt; padding: .75pt .75pt .75pt .75pt; width: 87.75pt;" width="117">
<div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: #666666; font-family: Verdana; font-size: 9.0pt;">16%<o:p></o:p></span></div>
</td>
<td style="height: 13.5pt; padding: .75pt .75pt .75pt .75pt; width: 79.75pt;" width="106">
<div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: #666666; font-family: Verdana; font-size: 9.0pt;">01.07.2012<o:p></o:p></span></div>
</td>
<td style="height: 13.5pt; padding: .75pt .75pt .75pt .75pt; width: 79.0pt;" width="105">
<div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: #666666; font-family: Verdana; font-size: 9.0pt;">72%<o:p></o:p></span></div>
</td>
</tr>
<tr style="height: 13.5pt; mso-yfti-irow: 7;">
<td style="height: 13.5pt; padding: .75pt .75pt .75pt .75pt; width: 79.8pt;" width="106">
<div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: #666666; font-family: Verdana; font-size: 9.0pt;">01.01.2009<o:p></o:p></span></div>
</td>
<td style="height: 13.5pt; padding: .75pt .75pt .75pt .75pt; width: 87.75pt;" width="117">
<div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: #666666; font-family: Verdana; font-size: 9.0pt;">22%<o:p></o:p></span></div>
</td>
<td style="height: 13.5pt; padding: .75pt .75pt .75pt .75pt; width: 79.75pt;" width="106">
<div class="MsoNormal">
<span style="color: #666666; font-family: Verdana; font-size: 9.0pt;"> 01.01.2013<o:p></o:p></span></div>
</td>
<td style="height: 13.5pt; padding: .75pt .75pt .75pt .75pt; width: 79.0pt;" width="105">
<div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: #666666; font-family: Verdana; font-size: 9.0pt;">80% <o:p></o:p></span></div>
</td>
</tr>
<tr style="height: 13.5pt; mso-yfti-irow: 8;">
<td style="height: 13.5pt; padding: .75pt .75pt .75pt .75pt; width: 79.8pt;" width="106">
<div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: #666666; font-family: Verdana; font-size: 9.0pt;">01.07.2009<o:p></o:p></span></div>
</td>
<td style="height: 13.5pt; padding: .75pt .75pt .75pt .75pt; width: 87.75pt;" width="117">
<div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: #666666; font-family: Verdana; font-size: 9.0pt;">27%<o:p></o:p></span></div>
</td>
<td style="height: 13.5pt; padding: .75pt .75pt .75pt .75pt; width: 79.75pt;" width="106">
<div class="MsoNormal">
<span style="color: #666666; font-family: Verdana; font-size: 9.0pt;"> 01.07.2013 <o:p></o:p></span></div>
</td>
<td style="height: 13.5pt; padding: .75pt .75pt .75pt .75pt; width: 79.0pt;" width="105">
<div class="MsoNormal">
<span style="color: #666666; font-family: Verdana; font-size: 9.0pt;"> 90% <o:p></o:p></span></div>
</td>
</tr>
<tr style="height: 13.5pt; mso-yfti-irow: 9; mso-yfti-lastrow: yes;">
<td style="height: 13.5pt; padding: .75pt .75pt .75pt .75pt; width: 79.8pt;" width="106">
<div align="center" class="MsoNormal" style="text-align: center;">
<br /></div>
</td>
<td style="height: 13.5pt; padding: .75pt .75pt .75pt .75pt; width: 87.75pt;" width="117">
<div align="center" class="MsoNormal" style="text-align: center;">
<br /></div>
</td>
<td style="height: 13.5pt; padding: .75pt .75pt .75pt .75pt; width: 79.75pt;" width="106">
<div class="MsoNormal">
<b><span style="color: #666666; font-family: Verdana; font-size: 9.0pt;"> 01.01.2014 <o:p></o:p></span></b></div>
</td>
<td style="height: 13.5pt; padding: .75pt .75pt .75pt .75pt; width: 79.0pt;" width="105">
<div class="MsoNormal">
<b><span style="color: #666666; font-family: Verdana; font-size: 9.0pt;"> 100 %<o:p></o:p></span></b></div>
</td>
</tr>
</tbody></table>
</td><td style="padding: .75pt .75pt .75pt .75pt;"><br /></td><td style="padding: .75pt .75pt .75pt .75pt;"><br /></td></tr>
</tbody></table>
</div>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-1252102107965872320.post-67410591484379993102014-02-24T06:46:00.001-08:002014-02-24T06:46:34.457-08:00India Post Dept Recruitment 2014 PA/SA (in 22 Postal Circles)<div dir="ltr" style="text-align: left;" trbidi="on">
<div style="background-color: white; color: #333333; font-family: Georgia, Times, 'Times New Roman', serif; font-size: 13px; line-height: 23.399999618530273px; margin-bottom: 20px; padding: 0px; text-align: justify;">
Notification F.No.A-34012/10/2014-DE, Dated: 21.02.2014</div>
<div style="background-color: white; color: #333333; font-family: Georgia, Times, 'Times New Roman', serif; font-size: 13px; line-height: 23.399999618530273px; margin-bottom: 20px; padding: 0px; text-align: justify;">
<br style="margin: 0px; padding: 0px;" />Recruitment in: 22 Postal Circles in the country</div>
<div style="background-color: white; color: #333333; font-family: Georgia, Times, 'Times New Roman', serif; font-size: 13px; line-height: 23.399999618530273px; margin-bottom: 20px; padding: 0px; text-align: justify;">
<br style="margin: 0px; padding: 0px;" />Mode of Application: Online</div>
<div style="background-color: white; color: #333333; font-family: Georgia, Times, 'Times New Roman', serif; font-size: 13px; line-height: 23.399999618530273px; margin-bottom: 20px; padding: 0px; text-align: justify;">
<br style="margin: 0px; padding: 0px;" />Department: India Post (Recruitment division)</div>
<div style="background-color: white; color: #333333; font-family: Georgia, Times, 'Times New Roman', serif; font-size: 13px; line-height: 23.399999618530273px; margin-bottom: 20px; padding: 0px; text-align: justify;">
<br style="margin: 0px; padding: 0px;" />Official Website: www.indiapost.gov.in<br style="margin: 0px; padding: 0px;" />Pay Scale: Rs.5200-20200/- + GP Rs.2400/-</div>
<div style="background-color: white; color: #333333; font-family: Georgia, Times, 'Times New Roman', serif; font-size: 13px; line-height: 23.399999618530273px; margin-bottom: 20px; padding: 0px; text-align: justify;">
Last date of Online application : 27.03.2014</div>
<blockquote style="background-color: #eeeeee; border-left-color: rgb(255, 0, 0); border-left-style: solid; border-left-width: 2px; font-family: Georgia, Times, 'Times New Roman', serif; font-size: 14px; font-style: italic; font-weight: bold; height: 25px; margin: 0px; padding: 2px 0px 5px 15px; text-align: justify;">
<div style="margin-bottom: 20px; padding: 0px;">
Name of Post</div>
</blockquote>
<ul style="background-color: white; color: #333333; font-family: Georgia, Times, 'Times New Roman', serif; font-size: 13px; line-height: 23.399999618530273px; margin: 0px 0px 15px; padding: 0px; text-align: justify;">
<li style="list-style: square; margin: 0px 0px 0px 18px; padding: 0px;">Postal Assistants</li>
<li style="list-style: square; margin: 0px 0px 0px 18px; padding: 0px;">Sorting Assistants</li>
<li style="list-style: square; margin: 0px 0px 0px 18px; padding: 0px;">Postal Assistants (Savings Bank Control Organization)</li>
<li style="list-style: square; margin: 0px 0px 0px 18px; padding: 0px;">Postal Assistants (Foreign Post Organization)</li>
<li style="list-style: square; margin: 0px 0px 0px 18px; padding: 0px;">Postal Assistants (Returned Letter Offices)</li>
<li style="list-style: square; margin: 0px 0px 0px 18px; padding: 0px;">Postal Assistants (Mail Motor Services)</li>
<li style="list-style: square; margin: 0px 0px 0px 18px; padding: 0px;">Postal Assistants (Circle And Regional Offices)</li>
</ul>
<div style="background-color: white; color: #333333; font-family: Georgia, Times, 'Times New Roman', serif; font-size: 13px; line-height: 23.399999618530273px; margin-bottom: 20px; padding: 0px; text-align: justify;">
<strong style="margin: 0px; padding: 0px;">Age limit:</strong> 18-27 years: (a) For General Category (Unreserved Applicants) the applicable relaxation is provided to persons belonging to SC/ST/OBC/PH/Ex-serviceman candidates as per the exatnt orders. The age limit will be as on 27.03.2014.</div>
<div style="background-color: white; color: #333333; font-family: Georgia, Times, 'Times New Roman', serif; font-size: 13px; line-height: 23.399999618530273px; margin-bottom: 20px; padding: 0px; text-align: justify;">
<strong style="margin: 0px; padding: 0px;">Educational qualification:</strong><br style="margin: 0px; padding: 0px;" />(1) 10+2 standard or 12th class pass from a recognized university or Board of School Education or Board of Secondary Education with English as a compulsory subject (excluding vocational streams).<br style="margin: 0px; padding: 0px;" />(2) The applicants should have studied local language of the State or Union Territory<br style="margin: 0px; padding: 0px;" />of the concerned Postal Circle or in Hindi as a subject at least in Matriculation level or equivalent.</div>
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Process to submit Application form:</div>
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The aspiring candidates are requested to access the website; www.pasadrexam2014.in for further details like vacancies, eligibility criteria, details of fee etc. The Applications are to be submitted on line and the last date for registration of applications on line is 23:59 Hours of 27th March, 2014.</div>
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To view the notification please click NOTIFICATION </div>
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<span style="color: #333333;">To get more help for collecting study materials Please </span><a href="http://postalguide100.blogspot.in/"><b><span style="color: red;">click here </span></b><span style="color: #333333;"> </span></a></div>
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-1252102107965872320.post-70611495188036724672014-02-23T21:11:00.003-08:002014-02-23T21:22:43.007-08:00Notification for Recruitment of PA/SA 2013-2014...<div dir="ltr" style="text-align: left;" trbidi="on">
<a href="http://www.indiapost.gov.in/Pdf/pa-sa_not_201314_24022014_pub_upload.pdf" id="RPTRNews_HyperLink3_0" style="background-color: white; color: black; font-family: Arial; font-size: small; line-height: 20px; margin: 0px; outline: 0px; padding: 0px; text-align: justify; text-decoration: none; vertical-align: baseline; zoom: 1;" target="_blank">Notification for Recruitment of PA/SA 2013-2014.</a> has been issued in India Post Web Site<br />
<br />
Pay Band 5200-20200 with 2400 Grade Pay + other admissible allowances for the<br />
years 2013-2014<br />
<br />
<br />
<br />
Last date for registration of applications on line is 23:59 Hours of 27thMarch, 2014.<br />
<div>
<br /></div>
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<h3 style="text-align: left;">
To see the Notification Please Click <span style="color: blue;"><a href="http://www.indiapost.gov.in/Pdf/pa-sa_not_201314_24022014_pub_upload.pdf"> <b>INDIA POST</b></a></span></h3>
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-1252102107965872320.post-45935077687298296372014-02-20T21:28:00.000-08:002014-02-20T21:28:49.761-08:00The Union Cabinet could approve a proposal to merge dearness allowance (DA) with basic pay<div dir="ltr" style="text-align: left;" trbidi="on">
<span style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 14px; line-height: 22px;"> The Union Cabinet could approve a proposal to merge dearness allowance (DA) with basic pay, benefiting about 50 lakh central government employees and 30 lakh pensioners.</span><br />
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<span style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 14px; line-height: 22px;">The Cabinet may also hike dearness allowance (DA) by 10 percent to 100 percent.</span><br />
<br style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 14px; line-height: 22px;" />
<span style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 14px; line-height: 22px;">As per practice, the DA is merged with basic pay when it breaches the 50 percent mark. DA merger helps employees as their other allowances are paid as a proportion of basic pay.</span><br />
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<span style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 14px; line-height: 22px;">The government had announced a hike of 10 percent to 90 percent in September last year, effective from July 1, 2013.</span><br />
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<span style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 14px; line-height: 22px;">According to an official source, the preliminary assessment suggests that dearness allowance hike will not be less than 10 percent and would be effective from January 1 this year.</span><br />
<br style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 14px; line-height: 22px;" />
<span style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 14px; line-height: 22px;">As per practice, the government uses CPI-IW data of the past 12 months to arrive at a quantum for the purpose of any DA hike. Thus, the retail inflation for industrial workers between January 1 to December 31, 2013 would be used to take a final call on the matter.</span><br />
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-1252102107965872320.post-89500195762656174962014-02-08T02:27:00.004-08:002014-02-08T02:27:48.434-08:00Locality Based PINCode Search<div dir="ltr" style="text-align: left;" trbidi="on">
India Post Provides Locality Based PinCode Search<br />
<br />
To view Please Click<br />
<br />
<b><a href="http://cept.gov.in/lbpsd/placesearch.aspx"> <span style="background-color: white; font-family: Verdana; font-size: 32px; text-align: center;"><span style="color: red;">Locality Based PINCode Search</span></span></a></b></div>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-1252102107965872320.post-89600721236501203162014-02-07T06:28:00.000-08:002014-02-07T06:28:00.015-08:00Declaration of the results of the Limited Departmental Completitive Examination for promotion to the post of Inspectors of Posts Examination (66.66%) for the year 2013 held from 14th & 15th September, 2013.<div dir="ltr" style="text-align: left;" trbidi="on">
To View the Result Please Click.....................<br />
<br />
<h3 style="text-align: left;">
<b><span style="color: #cc0000;"> <a href="http://indiapost.gov.in/dop/Pdf/Results/IPResult_2013_07022014.PDF"> Inspectors of Posts Examination</a></span></b></h3>
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-1252102107965872320.post-19003019525048093912014-02-04T03:23:00.002-08:002014-02-04T03:24:44.382-08:00 Justice Mathur to head 7th Pay Commission<div dir="ltr" style="text-align: left;" trbidi="on">
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<span class="upper" style="outline: none; text-transform: uppercase;">NEW DELHI, FEB 4: </span></div>
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Prime Minister Manmohan Singh has approved the composition of the 7th Pay Commission, which will revise the salaries of over 50 lakh central government employees.</div>
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“The Prime Minister has approved the composition of the 7th Central Pay Commission,” the Finance Ministry said in a statement today.</div>
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Former Supreme Court Justice Ashok Kumar Mathur has been appointed as Chairman of the Commission, with Oil Secretary Vivek Rae as a full-time Member.</div>
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Rathin Roy (Director, NIPFP) will be a part-time Member and Meena Agarwal (OSD, Department of Expenditure) will be its Secretary.</div>
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Earlier in September 2013, the Prime Minister had approved setting up of the 7th Pay Commission.</div>
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The commission has been mandated to submit its report in two years and its recommendations would be implemented from January 1, 2016.</div>
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The setting up of the commission, whose recommendations will benefit about 50 lakh central government employees, including those in defence and railways, and about 30 lakh pensioners, comes ahead of the general elections.</div>
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The Government constitutes the Pay Commission almost every ten years to revise the pay scale of its employees and often these are adopted by states after some modification.</div>
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The sixth Pay Commission was implemented with effect from January 1, 2006, the fifth from January 1, 1996 and fourth from January 1, 1986.</div>
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Source <span style="color: #006621; font-family: arial, sans-serif; line-height: 16.799999237060547px; white-space: nowrap;">Hindu Business Line</span></div>
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-1252102107965872320.post-13498067802802432752014-01-10T21:55:00.002-08:002014-01-10T21:55:43.489-08:00TWO DAYS NATION WIDE POSTAL STRIKE<div dir="ltr" style="text-align: left;" trbidi="on">
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NFPE AND FNPO CENTRAL JACO HAVE DECIDED TO ORGANISE TWO DAYS NATION WIDE STRIKE ON<o:p></o:p></div>
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<b>12th & 13th FEB
2014</b> DURING PARLIAMENT SESSION DEMANDING<o:p></o:p></div>
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<!--[if !supportLists]--> 1.<span style="font-size: 7pt;"> </span><!--[endif]-->DA
MERGER<o:p></o:p></div>
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<!--[if !supportLists]--> 2.<span style="font-size: 7pt;"> </span><!--[endif]-->INTERIM
RELIEF<o:p></o:p></div>
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<!--[if !supportLists]--> 3.<span style="font-size: 7pt;"> </span><!--[endif]-->INCLUSION
OF GDS UNDER 7th CPC<o:p></o:p></div>
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<!--[if !supportLists]--> 4.<span style="font-size: 7pt;"> </span><!--[endif]-->CASUAL
LABOUR WAGE REVISION AND REGULARISATION<o:p></o:p></div>
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<!--[if !supportLists]-->5.<span style="font-size: 7pt;"> </span><!--[endif]-->RESCIND
PFRDA ACT<o:p></o:p></div>
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6. DATE OF EFFECT OF 7th CPC – 01/01/2014 AS DEMANDED BY JCM
STAFF SIDE<o:p></o:p></div>
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* PLUS OTHER DEMANDS<o:p></o:p></div>
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* STRIKE NOTICE WILL BE SERVED ON 21st JAN 2014 TO
GOVT & DEPT OF POSTS<o:p></o:p></div>
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* JOINT CIRCULAR WILL FOLLOW<o:p></o:p></div>
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M.KRISHNAN
D.THEAGARAJAN<o:p></o:p></div>
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SECRETARY GENERAL
SECRETARY GENERAL<o:p></o:p></div>
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NFPE
FNPO<o:p></o:p></div>
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-1252102107965872320.post-28372034311148494222013-12-17T02:26:00.000-08:002013-12-17T02:26:08.916-08:00NATIONAL FEDERATION OF POSTAL EMPLOYEES ALL INDIA POSTAL EMPLOYEES UNION GDS (NFPE)<div dir="ltr" style="text-align: left;" trbidi="on">
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<b><span style="font-family: Algerian; font-size: 36pt;"><span style="color: #990000;">FIRST MILESTONE ON legal fight for GDS DEPARTMENTALISATION</span></span></b><b><span style="font-family: Algerian; font-size: 22pt;"><o:p></o:p></span></b></div>
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<span style="font-size: 20pt;"><span style="color: #a64d79;"><b>Hon’ble Supreme Court of India has ordered the Delhi High Court to decide the prayer of NFPE & AIPEU-GDS (NFPE) in writ petition No. 1003 of 2013 to treat the three lakhs Gramin Dak Sevaks as civil servants for all purposes at par with other regular employees as per 1977 SC Judgment & to quash the GDS (Conduct & Engagement) Rules 2011.</b></span></span><span style="font-size: 8pt;"><o:p></o:p></span></div>
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<b><span style="font-family: Algerian; font-size: 36pt;"><span style="color: blue;">This is a TURNING POINT IN THE HISTORY OF GDS</span></span></b><b><span style="font-family: Algerian;"><o:p></o:p></span></b></div>
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<b><span style="font-size: 32pt;"><span style="color: #cc0000;">NFPE & AIPEU-GDS (NFPE) DID IT</span><o:p></o:p></span></b></div>
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<span style="color: #38761d;"><b><span style="font-family: Algerian; font-size: 28pt;">FINAL LEGAL BATTLE HAS BEGUN</span></b><b><span style="font-family: Algerian;"><o:p></o:p></span></b></span></div>
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<b><span style="font-size: 20pt;"><span style="color: #cc0000;">We shall fight for GDS both legally and organizationally</span><o:p></o:p></span></b></div>
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<span style="font-size: 18pt;"><span style="color: #a64d79;"><b>Join AIPEU-GDS (NFPE) and strengthen further the fight for the cause of GDS. Nobody can break the unity among NFPE & GDS. Isolate and expose those renegades who betrayed GDS and joined anti-NFPE camp and tried to break the unity between GDS & NFPE. Participation of more than 10000 GDS in the GDS (NFPE) Parliament March proved that we are already recognised by the GDS Employees all over India.</b></span></span><span style="font-size: 10pt;"><o:p></o:p></span></div>
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<b><span style="font-family: 'Arial Rounded MT Bold', sans-serif; font-size: 22pt;"><span style="color: #cc0000;">Donate Liberally to NFPE Legal Expense Fund</span><o:p></o:p></span></b></div>
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<span style="font-size: 18pt;">The National Federation of Postal Employees and the All India Postal Employees Union (Gramin Dak Sevaks) had approached Hon'ble Supreme Court of India by way of filing Writ Petition (C) No.1003 of 2013. There were two basic prayers apart from the consequential prayers in the Writ Petition. These prayers are:-<o:p></o:p></span></div>
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<b><span style="font-size: 18pt;">“(i) that a direction be issued to the Respondent to treat the Gramin Dak Sevaks as Civil Servants for all purposes at par with the other regular members of the civil services and regular employees in relation to all service matters including the pension and all retiral benefits, and<o:p></o:p></span></b></div>
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<b><span style="font-size: 18pt;">(ii) the Department of Posts, Gramin Dak Sevaks (Conduct and Engagement) Rules, 2011 be declared invalid and unconstitutional.”<o:p></o:p></span></b></div>
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<span style="font-size: 18pt;">The matter was heard at some length on 13.12.2013 in Court No.2 as Item No.8 before a Bench comprising of Hon'ble Mr. Justice R.M. Lodha & Hon'ble Mr. Justice Shiva Kirti Singh. The Federation and the Union were represented before the Hon'ble Supreme Court by Shri M.R. Calla, Senior Advocate [Former Judge of Rajasthan High Court & Gujarat High Court] along with Shri Uday Gupta, Advocate. Their Lordships were of the view that the issues raised in the Writ Petition are of importance and keeping in mind the fact that about 3 lakhs persons are serving as Extra Departmental Agents (Gramin Dak Sevaks) and are posted at various places in the Country, the issues raised can be considered by Hon'ble Delhi High Court and this would also avoid multiplicity of legal proceedings.<o:p></o:p></span></div>
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<b><span style="font-size: 18pt;">Hon'ble Supreme Court vide its Order dated 13.12.2013 directed as under :-<o:p></o:p></span></b></div>
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<b><span style="font-size: 18pt;">(i)<span style="font-size: 7pt; font-weight: normal;"> </span></span></b><b><span style="font-size: 18pt;">That Writ Petition (C) No.1003/2013 be transferred to Hon'ble Delhi High Court for consideration;<o:p></o:p></span></b></div>
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<b><span style="font-size: 18pt;">(ii)<span style="font-size: 7pt; font-weight: normal;"> </span></span></b><b><span style="font-size: 18pt;">That Registry of Hon'ble Supreme Court to transmit the entire record and proceedings to Hon'ble Delhi High Court;<o:p></o:p></span></b></div>
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<b><span style="font-size: 18pt;">(iii)<span style="font-size: 7pt; font-weight: normal;"> </span></span></b><b><span style="font-size: 18pt;">That Registry of Hon'ble Delhi High Court to register the Writ Petition under Article 226 of the Constitution of India and proceed with the matter.<o:p></o:p></span></b></div>
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<b><span style="font-size: 18pt;">See Order below:</span></b><b><span style="font-family: 'Lucida Sans', sans-serif; font-size: 18pt;"><o:p></o:p></span></b></div>
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<span style="font-family: 'Lucida Sans', sans-serif;">ITEM NO.8 COURT NO.2 SECTION X<o:p></o:p></span></div>
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<span style="font-family: 'Lucida Sans', sans-serif;">S U P R E M E C O U R T O F I N D I A<o:p></o:p></span></div>
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<span style="font-family: 'Lucida Sans', sans-serif;">RECORD OF PROCEEDINGS<o:p></o:p></span></div>
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<span style="font-family: 'Lucida Sans', sans-serif;">WRIT PETITION (CIVIL) NO(s). 1003 OF 2013<o:p></o:p></span></div>
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<span style="font-family: 'Lucida Sans', sans-serif;">NATIONAL FED. OF POSTAL EMP. & ANR Petitioner(s)<o:p></o:p></span></div>
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<span style="font-family: 'Lucida Sans', sans-serif;"> VERSUS<o:p></o:p></span></div>
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<span style="font-family: 'Lucida Sans', sans-serif;">UNION OF INDIA Respondent(s)<o:p></o:p></span></div>
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<span style="font-family: 'Lucida Sans', sans-serif;">(With office report )<o:p></o:p></span></div>
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<span style="font-family: 'Lucida Sans', sans-serif;">[FOR PREL. HEARING]<o:p></o:p></span></div>
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<span style="font-family: 'Lucida Sans', sans-serif;">Date: 13/12/2013 This Petition was called on for hearing today.<o:p></o:p></span></div>
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<span style="font-family: 'Lucida Sans', sans-serif;">CORAM :<o:p></o:p></span></div>
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<span style="font-family: 'Lucida Sans', sans-serif;"> HON'BLE MR. JUSTICE R.M. LODHA<o:p></o:p></span></div>
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<span style="font-family: 'Lucida Sans', sans-serif;"> HON'BLE MR. JUSTICE SHIVA KIRTI SINGH<o:p></o:p></span></div>
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<span style="font-family: 'Lucida Sans', sans-serif;">For Petitioner(s) Mr. M.R. Calla, Sr. Adv.<o:p></o:p></span></div>
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<span style="font-family: 'Lucida Sans', sans-serif;"> Mr. Uday Gupta, Adv.<o:p></o:p></span></div>
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<span style="font-family: 'Lucida Sans', sans-serif;"> Ms. Shivani M. Lal, Adv.<o:p></o:p></span></div>
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<span style="font-family: 'Lucida Sans', sans-serif;"> Mr. M.K. Tripathi, Adv.<o:p></o:p></span></div>
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<span style="font-family: 'Lucida Sans', sans-serif;"> Ms. Pratiksha Sharma, Adv.<o:p></o:p></span></div>
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<span style="font-family: 'Lucida Sans', sans-serif;"> Mr. Ankit Achariya, Adv.<o:p></o:p></span></div>
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<span style="font-family: 'Lucida Sans', sans-serif;"> Mr. Mohan Pandey,Adv.<o:p></o:p></span></div>
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<span style="font-family: 'Lucida Sans', sans-serif;">For Respondent(s)<o:p></o:p></span></div>
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<span style="font-family: 'Lucida Sans', sans-serif;">UPON hearing counsel the Court made the following<o:p></o:p></span></div>
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<span style="font-family: 'Lucida Sans', sans-serif;"> O R D E R<o:p></o:p></span></div>
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<span style="font-family: 'Lucida Sans', sans-serif;"> Writ Petition is disposed of in terms of the signed order.<o:p></o:p></span></div>
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<span style="font-family: 'Lucida Sans', sans-serif;">(Rajesh Dham) (Sneh Lata Sharma) <o:p></o:p></span></div>
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<span style="font-family: 'Lucida Sans', sans-serif;">Court Master Court Master <o:p></o:p></span></div>
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<span style="font-family: 'Lucida Sans', sans-serif;">(signed order is placed on the file)<o:p></o:p></span></div>
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<span style="font-family: 'Lucida Sans', sans-serif; line-height: 21px;">IN THE SUPREME COURT OF INDIA<o:p></o:p></span></div>
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<span style="font-family: 'Lucida Sans', sans-serif;">CIVIL ORIGINAL JURISDICTION<o:p></o:p></span></div>
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<span style="font-family: 'Lucida Sans', sans-serif;">WRIT PETITION (CIVIL) NO. 1003 OF 2013<o:p></o:p></span></div>
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<span style="font-family: 'Lucida Sans', sans-serif;">NATIONAL FED. OF POSTAL EMP. & ANR. Petitioner(s)<o:p></o:p></span></div>
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<span style="font-family: 'Lucida Sans', sans-serif;"> VERSUS<o:p></o:p></span></div>
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<span style="font-family: 'Lucida Sans', sans-serif;">UNION OF INDIA Respondent(s)<o:p></o:p></span></div>
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<b><span style="font-family: 'Lucida Sans', sans-serif;">O R D E R<o:p></o:p></span></b></div>
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<span style="font-family: 'Lucida Sans', sans-serif;"> This is a Writ Petition filed under Article 32 of the Constitution of India by the National Federation of Postal Employees and All India Postal Employees Union GDS (NEPE). The principal prayers in the Writ Petition are, (one) that a direction be issued to the respondent to treat the Gramin Dak Sevaks as Civil Servants for all purposes at par with the other regular members of the civil services and regular employees in relation to all service matters including the pension and all retiral benefits, and (two) the Department of Posts, Gramin Dak Sevaks (Conduct and Engagement) Rules, 2011 be declared invalid and unconstitutional.<o:p></o:p></span></div>
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<span style="font-family: 'Lucida Sans', sans-serif;">2. Having regard to the controversy raised in the matter, we are satisfied that the grievance of the petitioners can be adequately considered by the High Court under Article 226 of the Constitution of India.<o:p></o:p></span></div>
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<span style="font-family: 'Lucida Sans', sans-serif;">3. Since about three lakh persons serving as Extra Departmental Agents (Dak Sevaks) are concerned about the subject matter and they are spread all over the country, we are satisfied that to avoid multiplicity of proceedings in different High Courts, it would be appropriate that the matter is considered by one High Court.<o:p></o:p></span></div>
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<span style="font-family: 'Lucida Sans', sans-serif;">4. We, accordingly, transfer this Writ Petition to the Delhi High Court for consideration.<o:p></o:p></span></div>
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<span style="font-family: 'Lucida Sans', sans-serif;">5. The Registry shall transmit the record and proceedings of the Writ Petition to the Delhi High Court.<o:p></o:p></span></div>
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<span style="font-family: 'Lucida Sans', sans-serif;">6. Upon receipt of the record and proceedings of the Writ Petition, the Registry of the Delhi High Court shall register the Writ Petition and proceed with the matter accordingly.<o:p></o:p></span></div>
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<span style="font-family: 'Lucida Sans', sans-serif;">7. So far as this Court is concerned, Writ Petition stands disposed of.<o:p></o:p></span></div>
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<b><span style="font-family: 'Lucida Sans', sans-serif;">......................J.<o:p></o:p></span></b></div>
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<b><span style="font-family: 'Lucida Sans', sans-serif;"> ( R.M. LODHA )<o:p></o:p></span></b></div>
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<b><span style="font-family: 'Lucida Sans', sans-serif;">......................J.<o:p></o:p></span></b></div>
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<b><span style="font-family: 'Lucida Sans', sans-serif;"> ( SHIVA KIRTI SINGH )<o:p></o:p></span></b></div>
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<b><span style="font-family: 'Lucida Sans', sans-serif; line-height: 21px;">NEW DELHI;<o:p></o:p></span></b></div>
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<b><span style="font-family: 'Lucida Sans', sans-serif;">DECEMBER 13, 2013</span></b><b><span style="font-size: 10pt;"><o:p></o:p></span></b></div>
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<b><span style="font-family: 'Arial Rounded MT Bold', sans-serif; font-size: 22pt;"><span style="color: #cc0000;">Donate Liberally to NFPE Legal Expense Fund<o:p></o:p></span></span></b></div>
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<span style="font-size: 16pt;"> 1)<span style="font-size: 7pt;"> </span></span><span style="font-size: 16pt;">All General/Circle/Divisional Secretaries of NFPE affiliated unions<o:p></o:p></span></div>
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<span style="font-size: 16pt;"> 2)<span style="font-size: 7pt;"> </span></span><span style="font-size: 16pt;">All Members & Well wishers of NFPE<o:p></o:p></span></div>
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<span style="font-size: 16pt;">Dear Comrades,<o:p></o:p></span></div>
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<span style="font-size: 16pt;">As you are aware for filing a writ petition in the Hon’ble Supreme Court and also to conduct the case in the Delhi High Court, a huge amount is required. NFPE’s financial position is not sound. We request all the General/Circle/Divisional Secretaries of NFPE & AIPEU GDS (NFPE) and also rank and file members and well-wishers to donate liberally towards Court Case Expenses Fund. The amount may be remitted to the following address.<o:p></o:p></span></div>
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<b><span style="font-size: 16pt;">SECRETARY GENERAL/FINANCE SECRETARY<o:p></o:p></span></b></div>
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<span style="font-size: 16pt;">National Federation of Postal Employees (NFPE)<o:p></o:p></span></div>
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<span style="font-size: 16pt;">1<sup>st</sup> Floor, North Avenue Post office Building<o:p></o:p></span></div>
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<b><u><span style="font-size: 16pt;">NEW DELHI – 110001<o:p></o:p></span></u></b></div>
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<b><span style="font-size: 20pt;"><span style="color: blue;">Donation of Rs. 500/- and above will be published in the “Postal Crusader” with Name/Division/Circle</span><o:p></o:p></span></b></div>
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<b><span style="font-size: 14pt;">With fraternal greetings,<o:p></o:p></span></b></div>
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<b><span style="font-size: 14pt;">(M. Krishnan) (P. Pandurangarao)<o:p></o:p></span></b></div>
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<b><span style="font-size: 14pt;">Secretary General General Secretary<o:p></o:p></span></b></div>
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<b><span style="font-size: 14pt;">NFPE AIPEU-GDS (NFPE)</span></b> </div>
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Mob: 09447068125 Mob: 09849466595</div>
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E-mail: mkrishnan6854@gmail.com E-mail: aipeugdsnfpe@gmail.com </div>
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bhuvanhttp://www.blogger.com/profile/15290960369234709567noreply@blogger.com0tag:blogger.com,1999:blog-1252102107965872320.post-37517768651674180512013-12-12T07:27:00.007-08:002013-12-12T07:27:59.079-08:00Major issues where the process in Sanchay Post and Finacle CBS Application differs.<div dir="ltr" style="text-align: left;" trbidi="on">
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<b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Issues</span></b><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-left: none; border: solid black 1.0pt; mso-border-left-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Process in Sanchay Post</span></b><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
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<td style="border-left: none; border: solid black 1.0pt; mso-border-left-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt;">
<b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Process in Finacle</span></b><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
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<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Post
Office</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">For
each Post Office, PO Code is allotted.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Finacle, each Departmental Post Office is
called as Service Outlet (SOL) and allotted a ID which is called as SOL ID.</span></b><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Combinations of different SOLs in Finacle is
called SOL Set and separate SOL Set ID is allotted for each type of sets.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Each Branch Post office will be allotted a
separate Code during migration which needs to be selected at the time of
doing BO transactions from account opening screen.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"> <o:p></o:p></span></div>
</td>
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<tr>
<td style="border-top: none; border: solid black 1.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Account
number</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In
Sanchay Post, account number is generated from the block of accounts allotted
for different schemes.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Finacle, account no. is called as Account
ID. Account number will be generated by the Finacle CBS application randomly
and will be in 10 digits.</span></b><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">From the Account ID, you cannot identify the
scheme as it has no such indication.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Every Transaction will be given a
Transaction ID in Finacle CBS and Counter PA has to write Transaction ID on
the voucher.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Supervisor has to ensure while verifying
that Tran-ID is written on the voucher.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">From the Tran-ID, anyone one can see the
details of the transaction.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr>
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<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Cash
Handling</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In
Sanchay Post, there is no provision of handling cash.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Cash
is handled in SB Cash.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Finacle, cash is handled through VAULT</span></b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">All Counter Pas are called as Tellers and
each Teller is allotted Teller Cash Account.</span></b><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Cash taken from Treasurer is to be first
entered in Teller’s cash account and main Vault account of the Supervisor by
each Counter PA(Teller).</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Supervisor will verify these entries in the
Finacle CBS Application. Only after this, a cash transaction can be done by
Counter PA.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">All cash receipts and payments done at the
counter are entered into Teller Cash Account automatically.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Each Counter PA(Teller) has to tally his
cash at the close of the counter with his Teller Cash Account.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">After tallying cash, all Counter PAs will
return cash through Finacle Teller Cash Account to Supervisor’s Vault who in
turn will verify these entries.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Physical cash will continue to be taken by
Counter Pas from Treasurer and Counter Pas will also continue to return physical
cash to Treasurer.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Supervisor has to ensure at the day end that
Teller Cash Account of each Teller (Counter PA) is Zero.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid black 1.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Account
opening with CIF</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">There
is no process of creation of CIF in Sanchay Post</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Finacle, for every depositor, CIF has to
be created. CIF Number will be in 9 digits generated by the system.</span></b><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Before creation of CIF, a de-dupe check has
to carried out for checking as to whether the customer is already having any
CIF.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">At the time of migration, new CIF will be
created for each depositor or guardian.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">There is a menu in Finacle CBS to look the
CIF and new account number generated against old account number during
migration.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Counter PA has to write new CIF and Account
number in the Passbook of old customers as and when it is presented for
transaction.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">All accounts of a customer will be attached
with the CIF in Finacle CBS.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">By entering CIF no,, detail of all
investments of the customer can be seen.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid black 1.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Use of SS Book</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In
HPOs and most of the SOs where Sanchay Post is working, SS Book is not
maintained.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">On implementation of Finacle CBS
application, while opening new accounts by using new Account Opening Form
(AOF), additional signatures of depositor(s) to be taken on perforated slip
for Savings Account Holders who are able to sign.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">This signature slip needs to be pasted on
the SS Book for reference at the time of withdrawal till scanned image of
signatures are uploaded into Finacle by Circle Processing Centre (CPC).</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">This is to be implemented in HOs as well as
SOs after migration to CBS.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid black 1.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Entering of Date of Birth and Last name</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In
Sanchay Post, entering of Date of Birth is not mandatory except in SCSS and
Minor Accounts. There is no concept of First, Middle and Last name in Sanchay
Post.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Finacle CBS, entering of Date of Birth
for all accounts is mandatory.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Entering of Last name in also mandatory in
Finacle CBS.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">When there is no last name for a customer,
first name should be entered as last name.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid black 1.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Opening of account by minor of the age
between 10-18 years without guardian</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Sanchay
Posts treats such accounts as Individual Accounts.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Since entering of Date of Birth is mandatory
in Finacle CBS, it treats all depositors of age below 18 years as minor.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">When Minor attains majority, it stops
transactions and allow transactions only when status of account is changed
from minor to normal.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><b><span style="color: #444444; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Counter PA has to take fresh Account Opening
Form with fresh KYC of the depositors after attaining age of 18 years and
change status of account from minor to normal.</span></b><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr style="height: 11.0pt; mso-yfti-irow: 8;">
<td style="border-top: none; border: solid black 1.0pt; height: 11.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Funding of accounts</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; height: 11.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 11.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Sanchay Post , there is a process of
accepting deposit at the time of account opening and purchase of
certificates.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; height: 11.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Finacle, deposit is called as Funding</span></b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Savings and PPF Account can not be funded
during account opening.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Funding has to be done after opening of
Savings nad PPF Accounts.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In case of other types of
accounts/certificates, funding has to be done while opening the accounts.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Finacle account number will be generated
against each certificate issued</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; mso-line-height-alt: 11.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Same process is also applicable to existing
certificates and account against each certificate will be created during
migration.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr style="height: 11.0pt; mso-yfti-irow: 9;">
<td style="border-top: none; border: solid black 1.0pt; height: 11.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 11.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Validation of minimum amount of deposit and
withdrawal</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; height: 11.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 11.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Sanchay Post does not allow deposit and
withdrawal in Savings Account for amount less than Rs.5/-.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; height: 11.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; mso-line-height-alt: 11.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Finacle CBS has no such validation. Counter
PA and Supervisor has to ensure that no deposit and withdrawal of less than
Rs.5/- is accepted from depositor.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid black 1.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Payment of interest in MIS,TD, SCSS etc.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Sanchay Post, interest is credited into
the MIS/TD/SCSS Accounts and also paid from the accounts.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Finacle, Interest is not credited to the
MIS/TD/ SCSS Accounts.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">As a batch process, interest in all these
three categories of accounts is calculated and credited into repayment
account.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">If depositor is having savings account in
any CBS post office, interest will be automatically credited into Savings
Account of the depositor during batch process.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Otherwise, interest will be credited into
Sundry MIS/SCSS/TD Office Accounts created for each such scheme.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">For payment of interest, by cash, Counter
has to pay interest from Sundry Office account.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Therefore, it is desired that all MIS/SCSS
and TD account holders should be requested to open savings account and link
the same for credit of interest.</span></b><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid black 1.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Savings/NSS/PPF Account closure. </span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Sanchay Post Savings/NSS/PPF account
closure, all calculations of closing interest are done by the software.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">The process of Savings/NSS/PPF account
closure in Finacle is totally different.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";"> When closure is to be invoked, first,
make the balance as Zero by withdrawing the available balance before
proceeding to closure.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Detail of closing interest have to be seen
only after closure by going through transaction details.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">The depositor should be told to fill receipt
portion based on the closing interest seen by invoking interest accrual menu
or through transaction details menu.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Even Supervisor, while authorizing closure
cannot see the closing interest amount on the screen.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">For verifying the interest amount written on
the voucher, Supervisor also has to either go to the detail of transaction or
go to interest accrual to see the closing interest.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">The process of closure of PPF and NSS
accounts are also same except that in case of NSS-87 Closure, Counter PA has
to deduct TDS by invoking the menu HCACC.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid black 1.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Inventory process</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Inventory process in Sanchay Post can be
maintained for SO/HO with Invoice number details etc.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-indent: -4.45pt; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Process of inventory of certificates and
cheque books is different in Finacle CBS application.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid black 1.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Process change for certificate name
transfer.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Sanchay Post, for Certificate transfer
from one person to another or single to joint or joint to single, old
certificate is discharged and new certificate is issued.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Finacle CBS application, CIF is to be
created for all new depositors.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";"> Before creation of new CIF, a de-dupe
check has to be made for checking about the existence of the customer.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">New CIF is to be created for the new
customer whose name is going to be added or in whose name NSCs are going to
be transferred.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">New CIF is to be attached with the existing
accounts created against each certificate. This is required to be done for
each certificate transferred. </span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">On the physical certificate, name of old
customer has to be rounded and name of new customer to be added under dated
signatures of Supervisor.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";"> In case of single to joint, name of
new customer is to be added on the existing certificate.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Transfer of certificate from one person to
another is to be done only once from date of issue to date of discharge.</span></b><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid black 1.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Certificate issue (linkage with printing of
certificates)</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Sanchay Post, on issue of certificate
from the substock, certificate is automatically reduced from stock held. But
this is different in finacle.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Finacle CBS application, issue of
certificate from stock is linked to the printing of certificate.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Even if printer is not working or not
available, Counter PA has to invoke the menu of printing a certificate to
issue certificate.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Mere issuing a certificate would not reduce
the certificate balance.</span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Only
after using print command, the certificate balance from stock is reduced.</span></b><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid black 1.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">NC4a issue</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Sanchay Post, if certificates are not
available in stock, a receipt can be issued from Sanchay Post and amount will
be accounted for in the post office account against certificate issue. Later,
certificates can be issued from the stock against this receipt any time.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Finacle CBS System, in such cases,
receipt from NC4(a) has to be issued to the customer and it should be ensured
that only those denominations should be selected while opening account which
can be made available in the near future on receipt of stock as denomination
once selected cannot be changed later.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">An account is opened against each
certificate in Finacle CBS and Counter PA has to enter the NC4(a) receipt
number in the relevant field in Finacle CBS.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Once, certificates of same denomination are
received in stock, the Counter PA has to print certificates against account
created under NC4(a).</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Even if the printer is not ready or not
working, the Counter PA has to give print command in Finacle so that
Certificates will be attached against the accounts opened.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Certificates can be filled by Hand also.
Through a report, any user or visiting officer or inspecting officer or even,
DAP officer, Divisional Office, Regional Office or Circle Office can watch
the pending NC4(a)’s issued by any post office against which certificates are
not issued through a report.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid black 1.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Handling of MPKBY Agent Lists at BOs.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Sanchaya Post has the provision to accept RD
Bulk Lists without posting and post transaction at a later date with back
dated posting.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Finacle CBS does not have the facility to
accept deposit in bulk and post the transactions later with back date.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Posting has to be done on the day of
receipt.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Therefore, after Migration to CBS, RD Bulk
Lists are to be accepted only either through Agent Portal or at Account
Office at the Counter.</span></b><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid black 1.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">RD Agent Portal</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Sanchay Post, there is a provision to
attach RD Accounts with an identified MPKBY Agent and when agent presents
a List, amount of List can be accepted pending posting of the List.
Amount of all such Lists are reflected in LOT and posting against pending
Lists can be done at a later date with date of presentation of List as date
of deposit.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Finacle CBS Application, there is no
provision to accept Lists of MPKBY/PRSG Agents/Leaders at counter.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">For bulk acceptance of RD deposits from
MPKBY Agents/PRSG Leaders, an Agent Portal has been developed which can be
accessed through DOP website using internet.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
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<br /></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Any RD account during opening or after
opening can be attached with any MPKBY Agent/PRSG Leaders.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
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<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Once account is attached to the agent,
deposit cannot be accepted at the counter in that account unless depositor
gives in writing to cancel the attachment with agent.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">During migration, all accounts already
attached with a particular agent in Sanchay Post will be attached with the
same agent in Finacle CBS application.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
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<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">All MPKBY agents will be issued Login ID and
Password to operate Agent Portal.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">When agent logs in to Agent Portal, all live
RD accounts attached with the agent will be visible to the agent.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
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<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";"> Agent can select the installment
month. Default fee/ rebate will be calculated by the system.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";"> Agent can select three different modes
of deposits i.e cash, by POSB Cheque and by any other Bank Cheque.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">When agent selects cash as mode of deposit,
system will stop entries, once limit of Rs.10,000/- is reached.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">System will generate one reference number
against each List.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Agent can print the LIST by using any
printer.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">When agent comes to the post office with
printed List(s) with either cash/POSB Cheque/other Bank Cheques having
reference numbers against each list.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Counter PA will enter the reference number
printed on the List and will be able to see the List(s) presented.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Counter PA will compare all the entries in
the printed List with that in the Finacle CBS and see that there is no change
in the default fee or rebate on the day of presentation and accept the List
after counting cash or POSB Cheques.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">CBS System will once again validate all the
entries in the Finacle Core Banking Solution application and accept the
deposits.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">If any deposit is rejected, Counter PA can
print the revised LIST and return the excess money to agent.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Counter PA will save the transactions posted
and then Supervisor has to validate the posting.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Only, after Supervisor tallies the printed
copy with the system and authorizes the posting, only then the amount would
be reflected in the Counter LOT.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Agent commission will be automatically
credited into Agent’s savings account after deducting the TDS.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In case of other Bank cheques, Counter PA
will not post the entries.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Cheque will first be sent for clearance
after lodging them into Office Account called, “Account Opened through
Cheque”</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Once credit comes into this office account,
the LIST is to be posted by debiting that Office Account.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">All entries of all agent Lists will then be
printed in the Counter LOT after verification by Supervisor.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";"> <b>Therefore, it is advised that only
one counter should be identified for accepting agent LISTs.</b></span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In case, any agent finds it difficult to
operate Agent Portal and brings either printed or handmade copy of List,
Counter PA can enter as Super User into Agent Portal and make entries on
behalf of that agent.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">After List is printed on behalf of agent,
the rest is the same procedure.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">To the extent possible all MPKBY agents
should be encouraged to use Agent Portal themselves for which User Champions
can train them in WCTCs in batches.</span></b><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">There is no provision to keep the posting of
RD agent list pending in Finacle CBS.</span></b><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid black 1.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Maintenance of stock of Passbooks.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Sanchay Post, Passbook stock and supply
is maintained.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-indent: -2.5pt; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Finacle CBS application does not support
maintenance of stock and supply of Passbooks.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">After Migration to CBS, Passbook stock and
supply is to be maintained manually.</span></b><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid black 1.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Maintenance of Office accounts</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">There is no concept of Office Accounts in
Sanchay Post as it is based on Single Entry system.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Finacle CBS Application is based on Double
Entry Accounting system.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Every entry into Finacle CBS has two legs
i.e Debit/withdrawal and Credit/Deposit.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Many Office Accounts have been opened for
taking care of the second leg of posting.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">List of Transactions are also printed based
on the second leg of posting and General Ledger Balances/Scheme-wise</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Balances in an office are also created with
the second leg of posting.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Some of the Office Accounts are operated by
Counter PAs and Supervisors and some are maintained by the System itself.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">On day one of Go Live, list of office
Accounts to be operated by the staff will be provided by FSI Team.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Many of these office accounts have to be
watched by SBCO or Postmaster or Division /Region/Circle/DAP Offices in the
shape of reports.</span></b><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">List of Office Accounts to be used by
Counter Pas and Supervisors is attached as Annexure-I</span></b><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">List of Office Accounts to be watched by
SBCO or Postmaster or Division/Region/Circle/DAP Offices is attached as
Annexure-II.</span></b><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid black 1.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Shifting of signature scanning and other
related work to Circle Processing Center (CPC).</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Sanchay Post, signatures are scanned at
the Post Office counter. There is provision of signature scanning in SOSB and
also no provision for photo scanning in Sanchay Post.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-indent: .3pt; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">On implementation of Finacle CBS
application, a document scanning and storage system called ECMS is also being
implemented.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-indent: .3pt; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">On opening of account, the Counter PA has to
take additional signatures on the perforated slip of new Account Opening Form
(AOF)and paste the same in SS Book after tearing from AOF.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-indent: .3pt; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">AOF alongwith KYC documents will be sent to
CPC on daily basis where KYC documents will be once again matched with AOF
and on acceptance, AOF and KYC documents will be scanned in ECMS and uploaded
into Finacle Core.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-indent: .3pt; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">The scanned images will be available in both
ECMS and Finacle CBS and any CBS post office will be able to see these
documents.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-indent: .3pt; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Photo and signature will be separately
stored for ready reference in all Finacle withdrawal and closure screens and
can be accessed using the “SVS” icon provided.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-indent: .3pt; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Physical documents will be sent back to
concerned Post Office by CPC.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-indent: .3pt; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Any rejected AOF will also be returned to
Post Office with KYC document mentioning the reason for rejection.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-indent: .3pt; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Post Office will get the rectification done
and resubmit the documents with AOF to CPC for further process. </span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid black 1.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Transfer of accounts/certificates between
finacle CBS and non finacle CBS Post Offices.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Sanchay Post, there is a provision to
transfer any account to any post office and it generates Advice of Transfer
along with Transfer</span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Journals.
Certificates issued by other offices can be discharged under the option
Discharged at Other Offices after verification.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Finacle CBS application, the account can
be transferred to any CBS post office only.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Similarly, non CBS post office can transfer
account/certificate to Non CBS post Office only.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Finacle CBS Application, there is no need
to generate any AT or Transfer General or do the pairing.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Only, the post office, after satisfying the
genuiness of depositor, has to change the home SOL (post Office) of the
account and account will be transferred instantly.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">A report can be generated showing accounts
transferred from one SOL to another in all CBS post offices.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Certificates issued from non CBS Post
Offices cannot be discharged at CBS Post Offices.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Certificates issued from CBS post offices
can be discharged at any CBS post office by changing the home SOL of the
certificates.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">PPF and SCSS accounts can be transferred IN
and Out from CBS post offices to Banks and from Banks to Post Office.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid black 1.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Cheque clearance</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Sanchay Post, cheques are entered against
account numbers and in case of new accounts marking as New Account against
Account number.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Lists are printed and sent to HO along with
cheques.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In HO, cheques of SOs and HO are combined
and handed over to Treasurer along with list for clearing.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Treasurer is attending Clearing House
activities and after getting clearance, intimated the HO Counter about
credit.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">HO Counter accounts are credited and
reflected in LOT and SO’s cheques are credited at HO under Part-II and
intimation is sent to concerned SO under part-III for posting in SO ledger.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Finacle CBS application, except in
Savings Accounts, Cheques cannot be lodged/entered against relevant account
numbers.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">It has a full fledged Cheque Clearing
Module. Full fledged Cheque Clearance Module of Finacle CBS will be
implemented when A HO and its all SOs are migrated to CBS.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Cheque are to lodged against an Office
Account created as “ Account opened through Cheque”.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">The procedure for handling cheque clearance
in Finacle CBS is totally different from Sanchay Post.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Till CSI, comes, the present cheque
clearance will be handled by the Treasurer in the same way as these are
handled today.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Treasurer will be handed over two
lists, i.e one of Sanchay Post and another of Finacle CBS.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Posting of cheques lodged in Finacle will be
done in Finacle CBS at HPO level itself and there will be no need to send any
intimation to SO for posting.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In case of new accounts, SO can see the
credit happen in Office Account of HO and can open and fund/make deposit in
account from the office account putting date of credit as value date.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Once CSI comes, the clearing house
activities will be handled by Treasurer by using Finacle CBS cheque clearing
module.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">It is advised to convince the depositors to
first open Savings Account in Post Office and then present POSB Cheque
instead of other Bank Cheques which will save clearing time also.</span></b><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid black 1.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Account opening through cheque</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Sanchay Post, there is no concept of
Office Accounts and account opened through cheques can be opened and credited
by selecting the cheque details from the list of cheques prepared in Sanchay
Post.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Finacle, Cheques of other Banks cannot be
lodged against the scheme or account number.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">The cheques are to be lodged in Office
Account and once credit is received, the account can be funded/deposited by
debiting/withdrawing amount from that Office Account.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">While opening new accounts after getting
credit information in Office Account, the Counter PA has to enter the cheque
details in Remarks field of Finacle screen so that Cheque number can be
captured/entered and shown in the remarks column of LOT.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">The cheque detail field in account opening
screen is for entering POSB Cheque details only.</span></b><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";"> After opening or during opening of
account, amount of deposit can be credited by debiting the office account.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Other Bank Cheque details will not be
automatically captured by the system from office account during account
opening. However, POSB Cheque detail can be entered in while account opening.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";"> <b>Therefore, it is advised to
convince the customer to first open Savings Account and present POSB Cheque
or if he gives other Bank Cheque, that can be lodged against his savings
account for automatic credit after clearance. From customer Savings Account,
the new account can be funded/credited on opening.</b></span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid black 1.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Subsequent deposits through cheque</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In case of RD and PPF, many depositors pay
the monthly installment or subscription in PPF through other Bank Cheques.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">At present the rule is that in case of RD,
date of presentation of cheque is the date of deposit.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">This rule is going to be changed soon. Date
of credit will be the date of deposit.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Sanchay Post, these cheques can be
lodger/entered against their RD and PPF accounts and once intimation of
clearance is received, credit can be given by just selecting the relevant
cheque number from the list.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Finacle, as stated above, other bank
cheques cannot be directly lodged/credited against relevant RD or PPF
accounts.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Cheques have to be lodged against designated
Office Account and after getting clearance information, each and every
deposit is to be made in the relevant RD and PPF account by debiting that
identified office account.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">There are chances of mistakes and the
procedure is time consuming also</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Therefore, it is advised to pursue such RD
and PPF customers to open Post Office Savings account, avail value added
services like ATM Card, Internet Banking, Mobile Banking and issue POSB
Cheque for subsequent deposit. This will also save time taken in clearing of
other Bank Cheque.</span></b><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid black 1.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Claim closure</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Sanchay Post, the Counter PA has to enter
date of death and all other calculations are done by the Sanchay Post system.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Finacle CBS application, different
processes are to be followed for different death claim cases.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">CIF of the deceased has to be suspended and
date of death is to be entered in CIF.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In case, nominee or legal heir wants to
continue account, his/her CIF has to be created and existing account has to
be attached with new CIF.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">All the nominees or legal heirs have to come
together to claim amount as there is no provision to keep the amount in the
account for the nominee or legal heir who does not claim along with other
one.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In case of new accounts, it is better to
advise the depositor to make nomination only in the name of one person.</span></b><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid black 1.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Half Withdrawal in RD and Loan in PPF .</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In sanchay post, There is a provision for
Half W/D and as a result, balance is reduced.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In PPF, Loan amount is calculated by Sanchay
and balance is reduced from the existing account balance.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Finacle, there is no concept of Half
Withdrawal. Instead, a separate Loan Account is opened in RD for Half
Withdrawal.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Loan account is also having separate number
with 1 suffixed to the original account number.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Amount of Loan/Half W/D is not reduced from
balance and instead, a lien is marked for that amount so that at the time of
PMC, this amount is not paid.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">At the time of closure of RD account where
loan is taken, Counter PA has to first close RD Loan Account.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">For PPF loan also, Loan account is opened
separately and have an account number with 1 suffixed to the original account
number.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid black 1.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">End of Day</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Day end in sanchay post is done separately
for each office.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">The End of Day process in Finacle is done in
three parts – First at SO, then at HO and the last part at the Data Centre
level for date changeover..</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">SO has to run, SOL validation command before
leaving office and clear all pending transactions.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">At HO, System Administrator will do End of
Day for HO as well as all SOs under HO.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Once all HOs do the EOD, at Data Centre, EOD
of the Department has to happen.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid black 1.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Standing Instruction</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Only the account numbers are entered and the
date of execution is picked automatically by the software.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Finacle, SI always originates from SB
accounts</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">MIS and TD interest to SB account is not
termed as SI in Finacle CBS but termed as Customer Instruction.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";"> While entering SI in Finacle,
frequency and date of execution have to be entered positively.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid black 1.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">RD-claim closure where Advance deposits are
made</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Claim is allowed up to the date of claim.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Finacle CBS, RD Claim is allowed only
till the month in which depositor expired and the remaining advance deposits
paid would be refunded without any interest.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid black 1.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Loan repayment through Agent bulk list</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Sanchay post there is a provision to
remit repayment of loan amount</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In finacle, the loan repayment is not
allowed to be made through Agent Portal.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">The same has to be done across the counter
by the depositor or agent on behalf of agent.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid black 1.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Repayment of Loan entries</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Loan repayment is done as part of deposit.
Loan repayment should be accompanied with monthly deposit and Loan can be
paid either in Lump Sum or in monthly installments.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Finacle CBS, repayment of loan can be
done any time with any amount</span></b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">..</span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">For
this, Counter PA has to select option of Unscheduled payment.</span></b><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Unscheduled repayment entries to be paid
through HLAUPAY.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
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<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">For generation of interest, a menu to be
invoked. If repayment is done using HPAYOFF Interest will be generated.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
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<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Finacle CBS, Lump Sum deposit is called
Bullet Payment.</span></b><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
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<b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";"><br /></span></b></div>
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<b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";"><br /></span></b></div>
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<span style="color: #444444; font-family: 'PT Sans Narrow'; font-size: 16px; text-align: left;">Courtesy SAPOST.BLOGSPOT.IN</span></div>
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-1252102107965872320.post-16144691656693560242013-12-12T07:27:00.005-08:002013-12-12T07:27:48.585-08:00Major issues where the process in Sanchay Post and Finacle CBS Application differs.<div dir="ltr" style="text-align: left;" trbidi="on">
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<b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Issues</span></b><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
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<b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Process in Sanchay Post</span></b><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
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<b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Process in Finacle</span></b><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
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<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Post
Office</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
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<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">For
each Post Office, PO Code is allotted.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
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<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Finacle, each Departmental Post Office is
called as Service Outlet (SOL) and allotted a ID which is called as SOL ID.</span></b><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
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<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Combinations of different SOLs in Finacle is
called SOL Set and separate SOL Set ID is allotted for each type of sets.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
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<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Each Branch Post office will be allotted a
separate Code during migration which needs to be selected at the time of
doing BO transactions from account opening screen.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"> <o:p></o:p></span></div>
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<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Account
number</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
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<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In
Sanchay Post, account number is generated from the block of accounts allotted
for different schemes.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
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<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Finacle, account no. is called as Account
ID. Account number will be generated by the Finacle CBS application randomly
and will be in 10 digits.</span></b><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
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<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">From the Account ID, you cannot identify the
scheme as it has no such indication.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
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<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Every Transaction will be given a
Transaction ID in Finacle CBS and Counter PA has to write Transaction ID on
the voucher.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
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<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Supervisor has to ensure while verifying
that Tran-ID is written on the voucher.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
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<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">From the Tran-ID, anyone one can see the
details of the transaction.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
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<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Cash
Handling</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
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<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In
Sanchay Post, there is no provision of handling cash.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
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<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Cash
is handled in SB Cash.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
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<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Finacle, cash is handled through VAULT</span></b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">All Counter Pas are called as Tellers and
each Teller is allotted Teller Cash Account.</span></b><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Cash taken from Treasurer is to be first
entered in Teller’s cash account and main Vault account of the Supervisor by
each Counter PA(Teller).</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Supervisor will verify these entries in the
Finacle CBS Application. Only after this, a cash transaction can be done by
Counter PA.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">All cash receipts and payments done at the
counter are entered into Teller Cash Account automatically.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Each Counter PA(Teller) has to tally his
cash at the close of the counter with his Teller Cash Account.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">After tallying cash, all Counter PAs will
return cash through Finacle Teller Cash Account to Supervisor’s Vault who in
turn will verify these entries.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Physical cash will continue to be taken by
Counter Pas from Treasurer and Counter Pas will also continue to return physical
cash to Treasurer.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Supervisor has to ensure at the day end that
Teller Cash Account of each Teller (Counter PA) is Zero.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid black 1.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Account
opening with CIF</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">There
is no process of creation of CIF in Sanchay Post</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Finacle, for every depositor, CIF has to
be created. CIF Number will be in 9 digits generated by the system.</span></b><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Before creation of CIF, a de-dupe check has
to carried out for checking as to whether the customer is already having any
CIF.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">At the time of migration, new CIF will be
created for each depositor or guardian.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">There is a menu in Finacle CBS to look the
CIF and new account number generated against old account number during
migration.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Counter PA has to write new CIF and Account
number in the Passbook of old customers as and when it is presented for
transaction.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">All accounts of a customer will be attached
with the CIF in Finacle CBS.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">By entering CIF no,, detail of all
investments of the customer can be seen.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid black 1.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Use of SS Book</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In
HPOs and most of the SOs where Sanchay Post is working, SS Book is not
maintained.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">On implementation of Finacle CBS
application, while opening new accounts by using new Account Opening Form
(AOF), additional signatures of depositor(s) to be taken on perforated slip
for Savings Account Holders who are able to sign.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">This signature slip needs to be pasted on
the SS Book for reference at the time of withdrawal till scanned image of
signatures are uploaded into Finacle by Circle Processing Centre (CPC).</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">This is to be implemented in HOs as well as
SOs after migration to CBS.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid black 1.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Entering of Date of Birth and Last name</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In
Sanchay Post, entering of Date of Birth is not mandatory except in SCSS and
Minor Accounts. There is no concept of First, Middle and Last name in Sanchay
Post.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Finacle CBS, entering of Date of Birth
for all accounts is mandatory.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Entering of Last name in also mandatory in
Finacle CBS.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">When there is no last name for a customer,
first name should be entered as last name.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid black 1.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Opening of account by minor of the age
between 10-18 years without guardian</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Sanchay
Posts treats such accounts as Individual Accounts.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Since entering of Date of Birth is mandatory
in Finacle CBS, it treats all depositors of age below 18 years as minor.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">When Minor attains majority, it stops
transactions and allow transactions only when status of account is changed
from minor to normal.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: 5.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><b><span style="color: #444444; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Counter PA has to take fresh Account Opening
Form with fresh KYC of the depositors after attaining age of 18 years and
change status of account from minor to normal.</span></b><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr style="height: 11.0pt; mso-yfti-irow: 8;">
<td style="border-top: none; border: solid black 1.0pt; height: 11.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Funding of accounts</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; height: 11.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 11.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Sanchay Post , there is a process of
accepting deposit at the time of account opening and purchase of
certificates.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; height: 11.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Finacle, deposit is called as Funding</span></b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Savings and PPF Account can not be funded
during account opening.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Funding has to be done after opening of
Savings nad PPF Accounts.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In case of other types of
accounts/certificates, funding has to be done while opening the accounts.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Finacle account number will be generated
against each certificate issued</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; mso-line-height-alt: 11.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Same process is also applicable to existing
certificates and account against each certificate will be created during
migration.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr style="height: 11.0pt; mso-yfti-irow: 9;">
<td style="border-top: none; border: solid black 1.0pt; height: 11.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 11.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Validation of minimum amount of deposit and
withdrawal</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; height: 11.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 11.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Sanchay Post does not allow deposit and
withdrawal in Savings Account for amount less than Rs.5/-.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; height: 11.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; mso-line-height-alt: 11.0pt; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Finacle CBS has no such validation. Counter
PA and Supervisor has to ensure that no deposit and withdrawal of less than
Rs.5/- is accepted from depositor.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid black 1.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Payment of interest in MIS,TD, SCSS etc.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Sanchay Post, interest is credited into
the MIS/TD/SCSS Accounts and also paid from the accounts.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Finacle, Interest is not credited to the
MIS/TD/ SCSS Accounts.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">As a batch process, interest in all these
three categories of accounts is calculated and credited into repayment
account.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">If depositor is having savings account in
any CBS post office, interest will be automatically credited into Savings
Account of the depositor during batch process.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Otherwise, interest will be credited into
Sundry MIS/SCSS/TD Office Accounts created for each such scheme.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">For payment of interest, by cash, Counter
has to pay interest from Sundry Office account.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Therefore, it is desired that all MIS/SCSS
and TD account holders should be requested to open savings account and link
the same for credit of interest.</span></b><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid black 1.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Savings/NSS/PPF Account closure. </span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Sanchay Post Savings/NSS/PPF account
closure, all calculations of closing interest are done by the software.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">The process of Savings/NSS/PPF account
closure in Finacle is totally different.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";"> When closure is to be invoked, first,
make the balance as Zero by withdrawing the available balance before
proceeding to closure.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Detail of closing interest have to be seen
only after closure by going through transaction details.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">The depositor should be told to fill receipt
portion based on the closing interest seen by invoking interest accrual menu
or through transaction details menu.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Even Supervisor, while authorizing closure
cannot see the closing interest amount on the screen.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">For verifying the interest amount written on
the voucher, Supervisor also has to either go to the detail of transaction or
go to interest accrual to see the closing interest.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">The process of closure of PPF and NSS
accounts are also same except that in case of NSS-87 Closure, Counter PA has
to deduct TDS by invoking the menu HCACC.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid black 1.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Inventory process</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Inventory process in Sanchay Post can be
maintained for SO/HO with Invoice number details etc.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-indent: -4.45pt; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Process of inventory of certificates and
cheque books is different in Finacle CBS application.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid black 1.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Process change for certificate name
transfer.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Sanchay Post, for Certificate transfer
from one person to another or single to joint or joint to single, old
certificate is discharged and new certificate is issued.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Finacle CBS application, CIF is to be
created for all new depositors.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";"> Before creation of new CIF, a de-dupe
check has to be made for checking about the existence of the customer.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">New CIF is to be created for the new
customer whose name is going to be added or in whose name NSCs are going to
be transferred.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">New CIF is to be attached with the existing
accounts created against each certificate. This is required to be done for
each certificate transferred. </span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">On the physical certificate, name of old
customer has to be rounded and name of new customer to be added under dated
signatures of Supervisor.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";"> In case of single to joint, name of
new customer is to be added on the existing certificate.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Transfer of certificate from one person to
another is to be done only once from date of issue to date of discharge.</span></b><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
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<tr>
<td style="border-top: none; border: solid black 1.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Certificate issue (linkage with printing of
certificates)</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Sanchay Post, on issue of certificate
from the substock, certificate is automatically reduced from stock held. But
this is different in finacle.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Finacle CBS application, issue of
certificate from stock is linked to the printing of certificate.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Even if printer is not working or not
available, Counter PA has to invoke the menu of printing a certificate to
issue certificate.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Mere issuing a certificate would not reduce
the certificate balance.</span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Only
after using print command, the certificate balance from stock is reduced.</span></b><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid black 1.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">NC4a issue</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Sanchay Post, if certificates are not
available in stock, a receipt can be issued from Sanchay Post and amount will
be accounted for in the post office account against certificate issue. Later,
certificates can be issued from the stock against this receipt any time.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Finacle CBS System, in such cases,
receipt from NC4(a) has to be issued to the customer and it should be ensured
that only those denominations should be selected while opening account which
can be made available in the near future on receipt of stock as denomination
once selected cannot be changed later.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">An account is opened against each
certificate in Finacle CBS and Counter PA has to enter the NC4(a) receipt
number in the relevant field in Finacle CBS.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Once, certificates of same denomination are
received in stock, the Counter PA has to print certificates against account
created under NC4(a).</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Even if the printer is not ready or not
working, the Counter PA has to give print command in Finacle so that
Certificates will be attached against the accounts opened.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Certificates can be filled by Hand also.
Through a report, any user or visiting officer or inspecting officer or even,
DAP officer, Divisional Office, Regional Office or Circle Office can watch
the pending NC4(a)’s issued by any post office against which certificates are
not issued through a report.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid black 1.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Handling of MPKBY Agent Lists at BOs.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Sanchaya Post has the provision to accept RD
Bulk Lists without posting and post transaction at a later date with back
dated posting.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Finacle CBS does not have the facility to
accept deposit in bulk and post the transactions later with back date.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Posting has to be done on the day of
receipt.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Therefore, after Migration to CBS, RD Bulk
Lists are to be accepted only either through Agent Portal or at Account
Office at the Counter.</span></b><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid black 1.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">RD Agent Portal</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Sanchay Post, there is a provision to
attach RD Accounts with an identified MPKBY Agent and when agent presents
a List, amount of List can be accepted pending posting of the List.
Amount of all such Lists are reflected in LOT and posting against pending
Lists can be done at a later date with date of presentation of List as date
of deposit.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Finacle CBS Application, there is no
provision to accept Lists of MPKBY/PRSG Agents/Leaders at counter.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">For bulk acceptance of RD deposits from
MPKBY Agents/PRSG Leaders, an Agent Portal has been developed which can be
accessed through DOP website using internet.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Any RD account during opening or after
opening can be attached with any MPKBY Agent/PRSG Leaders.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Once account is attached to the agent,
deposit cannot be accepted at the counter in that account unless depositor
gives in writing to cancel the attachment with agent.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">During migration, all accounts already
attached with a particular agent in Sanchay Post will be attached with the
same agent in Finacle CBS application.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">All MPKBY agents will be issued Login ID and
Password to operate Agent Portal.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">When agent logs in to Agent Portal, all live
RD accounts attached with the agent will be visible to the agent.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";"> Agent can select the installment
month. Default fee/ rebate will be calculated by the system.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";"> Agent can select three different modes
of deposits i.e cash, by POSB Cheque and by any other Bank Cheque.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">When agent selects cash as mode of deposit,
system will stop entries, once limit of Rs.10,000/- is reached.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">System will generate one reference number
against each List.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Agent can print the LIST by using any
printer.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">When agent comes to the post office with
printed List(s) with either cash/POSB Cheque/other Bank Cheques having
reference numbers against each list.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Counter PA will enter the reference number
printed on the List and will be able to see the List(s) presented.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Counter PA will compare all the entries in
the printed List with that in the Finacle CBS and see that there is no change
in the default fee or rebate on the day of presentation and accept the List
after counting cash or POSB Cheques.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">CBS System will once again validate all the
entries in the Finacle Core Banking Solution application and accept the
deposits.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">If any deposit is rejected, Counter PA can
print the revised LIST and return the excess money to agent.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Counter PA will save the transactions posted
and then Supervisor has to validate the posting.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Only, after Supervisor tallies the printed
copy with the system and authorizes the posting, only then the amount would
be reflected in the Counter LOT.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Agent commission will be automatically
credited into Agent’s savings account after deducting the TDS.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In case of other Bank cheques, Counter PA
will not post the entries.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Cheque will first be sent for clearance
after lodging them into Office Account called, “Account Opened through
Cheque”</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Once credit comes into this office account,
the LIST is to be posted by debiting that Office Account.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">All entries of all agent Lists will then be
printed in the Counter LOT after verification by Supervisor.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";"> <b>Therefore, it is advised that only
one counter should be identified for accepting agent LISTs.</b></span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In case, any agent finds it difficult to
operate Agent Portal and brings either printed or handmade copy of List,
Counter PA can enter as Super User into Agent Portal and make entries on
behalf of that agent.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">After List is printed on behalf of agent,
the rest is the same procedure.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">To the extent possible all MPKBY agents
should be encouraged to use Agent Portal themselves for which User Champions
can train them in WCTCs in batches.</span></b><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">There is no provision to keep the posting of
RD agent list pending in Finacle CBS.</span></b><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid black 1.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Maintenance of stock of Passbooks.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Sanchay Post, Passbook stock and supply
is maintained.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-indent: -2.5pt; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Finacle CBS application does not support
maintenance of stock and supply of Passbooks.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">After Migration to CBS, Passbook stock and
supply is to be maintained manually.</span></b><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid black 1.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Maintenance of Office accounts</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">There is no concept of Office Accounts in
Sanchay Post as it is based on Single Entry system.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Finacle CBS Application is based on Double
Entry Accounting system.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Every entry into Finacle CBS has two legs
i.e Debit/withdrawal and Credit/Deposit.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Many Office Accounts have been opened for
taking care of the second leg of posting.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">List of Transactions are also printed based
on the second leg of posting and General Ledger Balances/Scheme-wise</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
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<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Balances in an office are also created with
the second leg of posting.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Some of the Office Accounts are operated by
Counter PAs and Supervisors and some are maintained by the System itself.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">On day one of Go Live, list of office
Accounts to be operated by the staff will be provided by FSI Team.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
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<br /></div>
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<b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Many of these office accounts have to be
watched by SBCO or Postmaster or Division /Region/Circle/DAP Offices in the
shape of reports.</span></b><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
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<br /></div>
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<b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">List of Office Accounts to be used by
Counter Pas and Supervisors is attached as Annexure-I</span></b><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
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<br /></div>
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<b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">List of Office Accounts to be watched by
SBCO or Postmaster or Division/Region/Circle/DAP Offices is attached as
Annexure-II.</span></b><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
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<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Shifting of signature scanning and other
related work to Circle Processing Center (CPC).</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Sanchay Post, signatures are scanned at
the Post Office counter. There is provision of signature scanning in SOSB and
also no provision for photo scanning in Sanchay Post.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-indent: .3pt; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">On implementation of Finacle CBS
application, a document scanning and storage system called ECMS is also being
implemented.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-indent: .3pt; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">On opening of account, the Counter PA has to
take additional signatures on the perforated slip of new Account Opening Form
(AOF)and paste the same in SS Book after tearing from AOF.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-indent: .3pt; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">AOF alongwith KYC documents will be sent to
CPC on daily basis where KYC documents will be once again matched with AOF
and on acceptance, AOF and KYC documents will be scanned in ECMS and uploaded
into Finacle Core.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-indent: .3pt; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">The scanned images will be available in both
ECMS and Finacle CBS and any CBS post office will be able to see these
documents.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
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<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Photo and signature will be separately
stored for ready reference in all Finacle withdrawal and closure screens and
can be accessed using the “SVS” icon provided.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-indent: .3pt; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Physical documents will be sent back to
concerned Post Office by CPC.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-indent: .3pt; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Any rejected AOF will also be returned to
Post Office with KYC document mentioning the reason for rejection.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-indent: .3pt; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Post Office will get the rectification done
and resubmit the documents with AOF to CPC for further process. </span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
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<tr>
<td style="border-top: none; border: solid black 1.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Transfer of accounts/certificates between
finacle CBS and non finacle CBS Post Offices.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Sanchay Post, there is a provision to
transfer any account to any post office and it generates Advice of Transfer
along with Transfer</span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Journals.
Certificates issued by other offices can be discharged under the option
Discharged at Other Offices after verification.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Finacle CBS application, the account can
be transferred to any CBS post office only.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Similarly, non CBS post office can transfer
account/certificate to Non CBS post Office only.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Finacle CBS Application, there is no need
to generate any AT or Transfer General or do the pairing.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Only, the post office, after satisfying the
genuiness of depositor, has to change the home SOL (post Office) of the
account and account will be transferred instantly.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">A report can be generated showing accounts
transferred from one SOL to another in all CBS post offices.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Certificates issued from non CBS Post
Offices cannot be discharged at CBS Post Offices.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Certificates issued from CBS post offices
can be discharged at any CBS post office by changing the home SOL of the
certificates.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">PPF and SCSS accounts can be transferred IN
and Out from CBS post offices to Banks and from Banks to Post Office.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid black 1.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Cheque clearance</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Sanchay Post, cheques are entered against
account numbers and in case of new accounts marking as New Account against
Account number.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Lists are printed and sent to HO along with
cheques.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In HO, cheques of SOs and HO are combined
and handed over to Treasurer along with list for clearing.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Treasurer is attending Clearing House
activities and after getting clearance, intimated the HO Counter about
credit.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">HO Counter accounts are credited and
reflected in LOT and SO’s cheques are credited at HO under Part-II and
intimation is sent to concerned SO under part-III for posting in SO ledger.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Finacle CBS application, except in
Savings Accounts, Cheques cannot be lodged/entered against relevant account
numbers.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">It has a full fledged Cheque Clearing
Module. Full fledged Cheque Clearance Module of Finacle CBS will be
implemented when A HO and its all SOs are migrated to CBS.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Cheque are to lodged against an Office
Account created as “ Account opened through Cheque”.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">The procedure for handling cheque clearance
in Finacle CBS is totally different from Sanchay Post.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Till CSI, comes, the present cheque
clearance will be handled by the Treasurer in the same way as these are
handled today.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Treasurer will be handed over two
lists, i.e one of Sanchay Post and another of Finacle CBS.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Posting of cheques lodged in Finacle will be
done in Finacle CBS at HPO level itself and there will be no need to send any
intimation to SO for posting.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In case of new accounts, SO can see the
credit happen in Office Account of HO and can open and fund/make deposit in
account from the office account putting date of credit as value date.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Once CSI comes, the clearing house
activities will be handled by Treasurer by using Finacle CBS cheque clearing
module.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">It is advised to convince the depositors to
first open Savings Account in Post Office and then present POSB Cheque
instead of other Bank Cheques which will save clearing time also.</span></b><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid black 1.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Account opening through cheque</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Sanchay Post, there is no concept of
Office Accounts and account opened through cheques can be opened and credited
by selecting the cheque details from the list of cheques prepared in Sanchay
Post.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Finacle, Cheques of other Banks cannot be
lodged against the scheme or account number.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">The cheques are to be lodged in Office
Account and once credit is received, the account can be funded/deposited by
debiting/withdrawing amount from that Office Account.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">While opening new accounts after getting
credit information in Office Account, the Counter PA has to enter the cheque
details in Remarks field of Finacle screen so that Cheque number can be
captured/entered and shown in the remarks column of LOT.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">The cheque detail field in account opening
screen is for entering POSB Cheque details only.</span></b><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";"> After opening or during opening of
account, amount of deposit can be credited by debiting the office account.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Other Bank Cheque details will not be
automatically captured by the system from office account during account
opening. However, POSB Cheque detail can be entered in while account opening.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";"> <b>Therefore, it is advised to
convince the customer to first open Savings Account and present POSB Cheque
or if he gives other Bank Cheque, that can be lodged against his savings
account for automatic credit after clearance. From customer Savings Account,
the new account can be funded/credited on opening.</b></span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid black 1.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Subsequent deposits through cheque</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In case of RD and PPF, many depositors pay
the monthly installment or subscription in PPF through other Bank Cheques.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">At present the rule is that in case of RD,
date of presentation of cheque is the date of deposit.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">This rule is going to be changed soon. Date
of credit will be the date of deposit.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Sanchay Post, these cheques can be
lodger/entered against their RD and PPF accounts and once intimation of
clearance is received, credit can be given by just selecting the relevant
cheque number from the list.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Finacle, as stated above, other bank
cheques cannot be directly lodged/credited against relevant RD or PPF
accounts.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Cheques have to be lodged against designated
Office Account and after getting clearance information, each and every
deposit is to be made in the relevant RD and PPF account by debiting that
identified office account.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">There are chances of mistakes and the
procedure is time consuming also</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Therefore, it is advised to pursue such RD
and PPF customers to open Post Office Savings account, avail value added
services like ATM Card, Internet Banking, Mobile Banking and issue POSB
Cheque for subsequent deposit. This will also save time taken in clearing of
other Bank Cheque.</span></b><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid black 1.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Claim closure</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Sanchay Post, the Counter PA has to enter
date of death and all other calculations are done by the Sanchay Post system.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Finacle CBS application, different
processes are to be followed for different death claim cases.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">CIF of the deceased has to be suspended and
date of death is to be entered in CIF.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In case, nominee or legal heir wants to
continue account, his/her CIF has to be created and existing account has to
be attached with new CIF.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">All the nominees or legal heirs have to come
together to claim amount as there is no provision to keep the amount in the
account for the nominee or legal heir who does not claim along with other
one.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In case of new accounts, it is better to
advise the depositor to make nomination only in the name of one person.</span></b><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid black 1.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Half Withdrawal in RD and Loan in PPF .</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In sanchay post, There is a provision for
Half W/D and as a result, balance is reduced.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In PPF, Loan amount is calculated by Sanchay
and balance is reduced from the existing account balance.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Finacle, there is no concept of Half
Withdrawal. Instead, a separate Loan Account is opened in RD for Half
Withdrawal.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Loan account is also having separate number
with 1 suffixed to the original account number.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Amount of Loan/Half W/D is not reduced from
balance and instead, a lien is marked for that amount so that at the time of
PMC, this amount is not paid.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">At the time of closure of RD account where
loan is taken, Counter PA has to first close RD Loan Account.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">For PPF loan also, Loan account is opened
separately and have an account number with 1 suffixed to the original account
number.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid black 1.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">End of Day</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Day end in sanchay post is done separately
for each office.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">The End of Day process in Finacle is done in
three parts – First at SO, then at HO and the last part at the Data Centre
level for date changeover..</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">SO has to run, SOL validation command before
leaving office and clear all pending transactions.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">At HO, System Administrator will do End of
Day for HO as well as all SOs under HO.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Once all HOs do the EOD, at Data Centre, EOD
of the Department has to happen.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid black 1.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Standing Instruction</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Only the account numbers are entered and the
date of execution is picked automatically by the software.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Finacle, SI always originates from SB
accounts</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">MIS and TD interest to SB account is not
termed as SI in Finacle CBS but termed as Customer Instruction.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";"> While entering SI in Finacle,
frequency and date of execution have to be entered positively.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid black 1.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">RD-claim closure where Advance deposits are
made</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Claim is allowed up to the date of claim.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Finacle CBS, RD Claim is allowed only
till the month in which depositor expired and the remaining advance deposits
paid would be refunded without any interest.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid black 1.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Loan repayment through Agent bulk list</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Sanchay post there is a provision to
remit repayment of loan amount</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In finacle, the loan repayment is not
allowed to be made through Agent Portal.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">The same has to be done across the counter
by the depositor or agent on behalf of agent.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border-top: none; border: solid black 1.0pt; mso-border-top-alt: solid black 1.0pt; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 95.0pt;" valign="top" width="127">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Repayment of Loan entries</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 112.5pt;" valign="top" width="150">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Loan repayment is done as part of deposit.
Loan repayment should be accompanied with monthly deposit and Loan can be
paid either in Lump Sum or in monthly installments.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
</td>
<td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; padding: 5.0pt 5.4pt 5.0pt 5.4pt; width: 261.0pt;" valign="top" width="348">
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Finacle CBS, repayment of loan can be
done any time with any amount</span></b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">..</span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">For
this, Counter PA has to select option of Unscheduled payment.</span></b><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Unscheduled repayment entries to be paid
through HLAUPAY.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">For generation of interest, a menu to be
invoked. If repayment is done using HPAYOFF Interest will be generated.</span><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: "Courier New"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-hansi-font-family: "Courier New";">●</span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="color: #444444; font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">In Finacle CBS, Lump Sum deposit is called
Bullet Payment.</span></b><span style="color: #444444; font-family: "PT Sans Narrow","serif"; font-size: 12.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";"><br /></span></b></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<b><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";"><br /></span></b></div>
<div class="MsoNormal" style="line-height: 15.6pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-justify: inter-ideograph;">
<span style="color: #444444; font-family: 'PT Sans Narrow'; font-size: 16px; text-align: left;">Courtesy SAPOST.BLOGSPOT.IN</span></div>
</td>
</tr>
</tbody></table>
</div>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-1252102107965872320.post-61233089461092386432013-11-27T09:08:00.002-08:002013-11-27T09:08:35.295-08:00Direct recruitment to the cadre of Multi Tasking Staff (MTS)- Notification issued for Kerala Circle <div dir="ltr" style="text-align: left;" trbidi="on">
To see the details Please Click <br />
<br />
<br />
<b><span style="color: red;"><a href="http://keralapost.in/Downloads/Notification%20No.%20MTSOQ13%20%20dated%20%20%20%20%2026%20-11-2013.pdf">NOTIFICATION </a></span></b></div>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-1252102107965872320.post-48560380601880790162013-11-19T07:29:00.001-08:002013-11-19T07:29:41.318-08:00 Divisional office march on 05.11.2013.<div dir="ltr" style="text-align: left;" trbidi="on">
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-1252102107965872320.post-73946148823198406622013-11-03T04:49:00.001-08:002013-11-03T04:49:26.378-08:00FAQ- Mobile Money Transfer <div dir="ltr" style="text-align: left;" trbidi="on">
<div class="post-body entry-content" id="post-body-5346096002130605684" style="background-color: white; border-top-color: rgb(187, 187, 187); border-top-style: solid; border-top-width: 2px; color: #444444; font-family: 'PT Sans Narrow'; font-size: 16px; line-height: 1.3em; margin: 3em 0px 0.75em; padding-top: 10px;">
<div dir="ltr" trbidi="on">
<table border="0" cellpadding="0" cellspacing="0" class="MsoNormalTable" style="color: #333333; font-family: Verdana, Geneva, sans-serif; font-size: 13px; font-weight: bold; line-height: 18px;"><tbody>
<tr><td style="padding: 0in 0in 0in 7.5pt;"><div class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify;">
<b><span style="font-family: Arial, sans-serif;"><span style="color: blue;">Q: In how much time money can be collected at the destination post office?</span><o:p></o:p></span></b></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify;">
<span style="font-family: Arial, sans-serif;">As soon as the recipient receives a notification SMS with transaction Id and secret code from the sender, he/she can collect money at destination post office.<a href="" name="more"></a><o:p></o:p></span></div>
</td></tr>
<tr><td style="padding: 11.25pt 0in;"></td></tr>
<tr><td style="padding: 0in 0in 0in 7.5pt;"><div class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify;">
<b><span style="font-family: Arial, sans-serif;"><span style="color: blue;">Q: Do I need to go to a specific Post Office to get the money?</span><o:p></o:p></span></b></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify;">
<span style="font-family: Arial, sans-serif;">You can go to any covered post office for Cash Out. It is not necessary to go to a particular post office. All you need to have is the Transaction ID and the Secret Code.<o:p></o:p></span></div>
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<tr><td style="padding: 0in 0in 0in 7.5pt;"><div class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify;">
<b><span style="font-family: Arial, sans-serif;"><span style="color: blue;">Q: What is the maximum limit for one transaction in one day?</span><o:p></o:p></span></b></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify;">
<span style="font-family: Arial, sans-serif;">No limit on the number of transactions. However the minimum amount is 1,000 rupees while the maximum is 10,000 rupees.<o:p></o:p></span></div>
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<tr><td style="padding: 11.25pt 0in;"></td></tr>
<tr><td style="padding: 0in 0in 0in 7.5pt;"><div class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify;">
<b><span style="font-family: Arial, sans-serif;"><span style="color: blue;">Q: Is there any transaction charges, if yes what are those?</span><o:p></o:p></span></b></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify;">
<span style="font-family: Arial, sans-serif;">As following:-<o:p></o:p></span></div>
<table border="1" cellpadding="0" cellspacing="0" class="MsoNormalTable" style="border: 1pt solid windowtext;"><tbody>
<tr><td style="border: 1pt solid windowtext; padding: 0in 0in 0in 7.5pt; width: 98px;" width="50%"><div align="center" class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center;">
<span style="font-family: Arial, sans-serif;"><span style="color: purple;"><b>Slabs<o:p></o:p></b></span></span></div>
</td><td style="border: 1pt solid windowtext; padding: 0in 0in 0in 7.5pt;"><div align="center" class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center;">
<span style="font-family: Arial, sans-serif;"><span style="color: purple;"><b>Fee (Rs.)<o:p></o:p></b></span></span></div>
</td><td style="border: 1pt solid windowtext; padding: 0in 0in 0in 7.5pt;"><div align="center" class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center;">
<span style="font-family: Arial, sans-serif;"><span style="color: purple;"><b>Tax (Rs.)</b></span><o:p></o:p></span></div>
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<span style="font-family: Arial, sans-serif;"><span style="color: red;">1000 - 1500<o:p></o:p></span></span></div>
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<span style="font-family: Arial, sans-serif;"><span style="color: red;">40<o:p></o:p></span></span></div>
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<span style="font-family: Arial, sans-serif;"><span style="color: red;">5<o:p></o:p></span></span></div>
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<span style="font-family: Arial, sans-serif;"><span style="color: red;">1501 - 5000<o:p></o:p></span></span></div>
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<span style="font-family: Arial, sans-serif;"><span style="color: red;">70<o:p></o:p></span></span></div>
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<span style="font-family: Arial, sans-serif;"><span style="color: red;">9<o:p></o:p></span></span></div>
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<span style="font-family: Arial, sans-serif;"><span style="color: red;">5001 - 10000<o:p></o:p></span></span></div>
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<span style="font-family: Arial, sans-serif;"><span style="color: red;">100<o:p></o:p></span></span></div>
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<span style="font-family: Arial, sans-serif;"><span style="color: red;">12<o:p></o:p></span></span></div>
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<b><span style="font-family: Arial, sans-serif;"><span style="color: blue;">Q: What if the sender/ the recipient does not receive SMS notification?</span><o:p></o:p></span></b></div>
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<span style="font-family: Arial, sans-serif;">The sender must inform to the Cash In postal assistant regarding this so that he/ she will resend the same.<o:p></o:p></span></div>
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<b><span style="font-family: Arial, sans-serif;"><span style="color: blue;">Q: In how many days the recipient must collect money at destination post office?</span><o:p></o:p></span></b></div>
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<span style="font-family: Arial, sans-serif;">The recipient must collect money within 14 days of transaction.<o:p></o:p></span></div>
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<b><span style="font-family: Arial, sans-serif;"><span style="color: blue;">Q: What would happen with the money, in case the recipient does not collect it in predefined time?</span><o:p></o:p></span></b></div>
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<span style="font-family: Arial, sans-serif;">In case the recipient does not Cash Out the amount within 14 days, the amount is sent back to the sender and a ‘Cash In reversal’ SMS with new transaction-id will be sent to remitter. The remitter can withdraw money within 7 days (prescribed) after this SMS.<o:p></o:p></span></div>
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<span style="color: #999999;">Courtesy : http://aipeup3bbsr.blogspot.in/ and http://sapost.blogspot.com</span></div>
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